Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Reviews from Web
I have had several purchases and a couple of re-fi's over the years. Vic was by far the most professional and knowledgeable loan officer i have ever had the pleasure of working with. He listened to our objectives and then provided workable...
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I have had several purchases and a couple of re-fi's over the years. Vic was by far the most professional and knowledgeable loan officer i have ever had the pleasure of working with. He listened to our objectives and then provided workable...
read more
Reply from Owner
September 4th, 2019 12:00 AM
Thank you for the terrific review and most importantly for your service to our country! Brian Unruh, CEO
Vic Desantis has been a great help. Very flexible and understanding guy. Would definitely recommend him to anyone looking to refinance a va home loan or purchase one - this is the guy. Thanks Vic. Semper Fi
Reply from Owner
September 4th, 2019 12:00 AM
Thank you for the opportunity to help with your VA loan, for the terrific review, and most importantly for your service to our country. Brian Unruh, CEO
I started the refinancing process with Vic, and I will admit that I was slow getting things done on my part, but when I finally did complete my tasks, Vic kept saying he would get back to me in two days... then it was five days... then the...
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Reply from Owner
September 4th, 2019 12:00 AM
I am sorry to hear that your original experience was not good. I'll certainly follow up to inquire why this happened and if you want to share anything further, please email me directly at ********************. Ultimately it sounds like we were...
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This was not my first time at the refinance rodeo and Vic is one of the best loan officers I've dealt with. Always patient and attentive, answered every question promptly, dealt with some last-minute complications with aplomb. His five stars...
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Reply from Owner
August 23rd, 2019 12:00 AM
Brenda, we appreciate the wonderful review - thank you! Brian Unruh, CEO
Vic was awesome in all aspects of being my lender on our home. We were out of state buyers and fairly new to home buying and he walked us through the entire process communicated very effectively. Most of all you can trust him thanks Vic we...
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Reply from Owner
August 23rd, 2019 12:00 AM
We appreciate the great review - thank you! Brian Unruh, CEO
Vic was amazing to work with, he was always available to answer any questions throughout the loan process and provided clear guidance when asked. I am very impressed overall with the ease of the application and seamless execution of the loan....
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Reply from Owner
August 8th, 2019 12:00 AM
Rashida, we appreciate the wonderful review! Brian Unruh, CEO
Horrible experience on my jumbo refinance.Started smooth, then Vic DeSantis my "loan originator" told me I had to buy a Costco membership for $250. After my appraisal was paid for suddenly they need to see more cash for reserves. Not an extra...
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Horrible experience on my jumbo refinance.Started smooth, then Vic DeSantis my "loan originator" told me I had to buy a Costco membership for $250. After my appraisal was paid for suddenly they need to see more cash for reserves. Not an extra...
read more
Reply from Owner
August 8th, 2019 12:00 AM
John, I'm so sorry to hear that we didn't provide an outstanding experience. We're disappointed when expectations are not exceeded. Thank you for allowing us the opportunity to help with your mortgage and if there is anything further you'd...
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I was originally pre-qualified by Veteran's United. They reached out to me and seemed to provide good customer service at first. 4.5% was the interest rate, eh, it seemed to be the going rate so whatever. But then the representative at Veteran's...
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Reply from Owner
July 24th, 2019 12:00 AM
Jessica, thank you for that awesome review! We appreciate the opportunity to help with your VA loan and sincerely thank you for your service to our country. Brian Unruh, CEO
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.