Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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I was skeptical at first because I found Vic via Nerdwallet as opposed to a recommendation from a friend. I'm not the type of person to fill out a form online and wait to be contacted. Never trusted this method. I was wrong. Vic at BNC was...
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I appreciate working with Vic through your refinancing process. He was frank, patient and offered us advice whenever we had questions.
Appreciate the smooth process of refinancing our mortgages with Vic. One was a VA loan & the other was a conventional loan both with low interest rates which will significantly reduce our monthly mortgage payments and a save us a lot of money....
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Vic was terrific! Super helpful. Super friendly! Always responded quickly and with a great handle on the situation. Couldn’t ask for a better job!
Vic is great. He talks straight to the point. He has a lot of patience. He seems me very experienced in this business. He is trustworthy. I refinanced same home twice from him.
I wanted 2 things from my VA streamline refinance: no out of pocket cost & don't resell my loan to junky/horrible company. I even stated the worst mortgage company I have had in the past was Plaza Home Mortgage. I was told, "You won't have...
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Working with Vic was great. He was very clear with the timelines, processes and procedures. He was very pleasant to speak with and always very fast to respond. I couldn't have asked for a better person to work with through this process.
Despite numerous setbacks we were able to get a great rate on a refi.
Vic was very easy to work with and made things very clear from the onset.
Vic was the best person I could have asked for. His patience, knowledge and VERY fast communication/responsiveness were best in class. He kept me calm, assured and came through on his word. He will be the first person I call for any future...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.