Vic DeSantis
Sr Mortgage Lender
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, ... Show More
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Vic is very professional,personable, knowledgeable regarding his line of work and very responsive ( this might have been the most important during the stressful process of becoming home owners) . Vic was always readily available via phone call/txt,...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thank you so much for your kind words, Stasa. I take pride in being readily available to my clients and helping to make the home buying process as smooth as possible. I'm glad that you found my insights helpful and appreciated my responsiveness....
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Vic was so AWESOME to work with! He kept us informed and got us get through the whole process. We are not tech savvy folks at all so Vic was very helpful with giving us tips for uploading the information needed. He even gave out his cell number...
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Couldn’t have been a smoother process!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm really pleased to hear that you had a smooth process, Marc! We at First Federal Bank always aim to provide the best service possible. I'm glad I could help make your experience a positive one. Your feedback is greatly appreciated and I...
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I would like to thank Vic for being professional, courteous, and quick to respond! Our first purchase and in this market can be seriously stressful but Vic made it so easy for us. Quick close, great rate, and as much information as we can get,...
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Vic was great the whole time, quick to respond and helped me with everything I needed!
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Thanks so much for the 5-star review, Justin! It was a real pleasure helping you out. I'm delighted to hear you were satisfied with my response time and the assistance I provided. Here at First Federal Bank, we strive to deliver a smooth and...
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This was our second purchase and Vic was our loan officer, he is extremely savvy and thorough, he really took care of us and our loan application. In short he is amazing.He made the process seamless.Vic and his team had 30days from start to...
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This was our second purchase and Vic was our loan officer, he is extremely savvy and thorough, he really took care of us and our loan application. In short he is amazing.He made the process seamless.Vic and his team had 30days from start to...
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Professionalism, deep subject knowledge, and immediate feedback made my experience working with Vic an outstanding experience. I’m really grateful to Vic for his excellent service.
Reply from Vic DeSantis
September 12th, 2026 12:24 AM
I'm sincerely grateful for your generous review, Igor. It's rewarding to know that my efforts to provide proficient service are well-received and appreciated. Your feedback reinforces my commitment to deliver the best service at First Federal...
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Through my live I’ve gone through the number of closings, working with multiple loan originators. Working with Vic was my best experience. Despite my recent closing had quite bumpy start, Vic was able to smooth all the angles. He led me through...
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Reply from Vic DeSantis
September 12th, 2026 12:24 AM
Igor, your kind words truly mean a lot to me. I'm thrilled to hear about your positive experience with me at First Federal Bank. It's crucial to me that my clients feel supported and guided throughout their mortgage process, and I'm so glad...
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Through my live I’ve gone through the number of closings, working with multiple loan originators. Working with Vic was my best experience. Despite my recent closing had quite bumpy start, Vic was able to smooth all the angles. He led me through...
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About
With more than 25 years of experience in finance and mortgage lending, I’ve spent my career helping clients navigate one of life’s most important financial decisions—purchasing a home. Since 2008, I’ve specialized in residential mortgages, combining deep industry knowledge with a focus on making every client’s experience smooth, informed, and stress-free. My goal is to provide expert guidance, transparent communication, and loan options that best fit each client’s unique goals. Originally from Chicago and Los Angeles, I came to the Midwest to attend Graceland University in Lamoni, Iowa, where I played soccer and football on scholarship while earning my degree in Psychology.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA, FHA, Conventional loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #272866
Hobbies
- NFL, working out, Pickleball with my wife. Watching my wife's son play college baseball.