Top 5%
Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Attention to detail and follow up. Just the best!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Susan it's an honor to work with you!
Fantastic service from start to finish!
Thank you Beth, Flo, Monica and Victor 😊
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Michelle you're amazing! Thank you for the review !
Victor and his team are in constant contact throughout, always there to answer a question or explain the next step in the process.
Everything completed was beyond my expectations. Communication was top notch. Quick, professional, service delivered as promised. Made the purchase of my new home an easy transition.
Vic and all the girls were awesome! Easy to work with, friendly, knowledgable. 100% recommend!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for review Lisa! It's greatly appreciated and we're so happy YOU'RE happy!!
Victor was great to work with. Honest, upfront and fast.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Terri thank you for taking the time to leave this review. We loved working with you!
I was referred to Vic and Vic and his team did not disappoint. Creative, informative, upfront, honest and quick...everything i was looking for!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for this awesome review Dante! It was our pleasure assisting you in your transaction.
Victor and his team are very experienced and always available to answer any question. If I am to do this process again, I will still go with Vic and team.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for your amazing review Ousman! We're happy we were able to get you your new construction! Looking forward to speaking again soon.
Victor and his team were on top of every transactional aspect with enthusiasm and sound advice. The close communication and repertoire with the realtor was instrumental in closing the deal against an aggressive time line!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Brent it was awesome working with you. I'm glad you approve and allow us to assist with your transaction. Please feel free to reach out at any time.
Fantastic communication from start to finish! Thank you for always going that extra mile to help buyers stand out in the crowd when they are going up against multiple offers. Love how you get the job done and done smoothly!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Kim it's always great working with you and your buyers. You're a great realtor to have on a deal and we appreciate your business!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095