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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Communication was outstanding and the entire process was flawless/a great experience.
Victor and his team always stayed in touch with me keeping me updated. Awesome at solving problems. Extremely great people and great service I will recommend them to any family members or friends in need.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
What a nice review and thank you for taking the time Daniel!
Both Victor and his team were friendly, professional, knowledgeable, informative and most importantly honest. I've worked with a couple different mortgage lenders but Victor and his team are by far the best in the business and I will recommend...
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Johnathan thank you for your kind words! We're thrilled to have helped you.
Victor was absolutely INVALUABLE in my transaction. Extremely responsive and professional at every step, I am extremely grateful for all of Victors hard work on my transaction, he went above and beyond and he made it feel as though it was personal...
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Victor went above and beyond for our transaction. He was available to communicate every step of the process and was extremely responsive. Victors role in our transaction was invaluable and he will have my recommendation for life.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for such a kind review! Congratulations and thank you for allowing us to serve your loan.
You helped me every step of the way and made everything easy to understand. Thank you again for all the help for a first time home buyer.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you Dylan! It was our pleasure. =)
I can't say I exactly enjoyed the experience, but I think you helped make it as easy as possible. Thanks!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Happy we could help you!
Amazing communication and also put us in touch with the real actor we used. Both amazing experiences
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for your review Nicholas!
Everything was handled so quickly and efficiently. I appreciate all you did to get me into my new home!!!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Cynthia, it takes a village. And it take a client like yourself to communicate and cooperate when we need something. You are part of the team as well. We could not have made it smooth without you :)
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095