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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
I had a condo listed where the buyer used Victor for financing the PA allowed three weeks to close. I didn't think we would make it but we close right on time I would recommend Victor again and his team.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you, Gary, for your wonderful review! We are thrilled to hear that you had a positive experience with Victor Bals at USA Mortgage, our ability to meet deadlines and ensure a smooth transaction for all parties involved. It's great to know...
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Victor and his team did a great job. Communication was great, we were always moving forward, and we ultimately closed early! Thanks for a smooth transaction!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
I'm absolutely thrilled to hear about your positive experience with Victor Bals and his team at USA Mortgage, a part of DAS Acquisition Company, LLC. Your 5-star rating speaks volumes about the hard work and dedication of our team. It's great...
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Vic and his team are always available and prompt. Very professional atmosphere and easy to work with.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thanks Allen and this is only the beginning as we re-engineer your financial future as you enter retirement.
Thank you for everything
Reply from Victor Bals at CrossCountry Mortgag...
July 29th, 2026 05:25 PM
Breanna, I appreciate your gratitude. It was a pleasure working with you, and I'm here if you have any more questions or need assistance in the future.
All around great experience!!
Reply from Victor Bals at CrossCountry Mortgag...
July 29th, 2026 05:25 PM
Wendy, I'm glad to hear you had a great experience with me. If you ever need any further assistance or have questions, feel free to reach out.
Easy process and transparent communication.
Reply from Victor Bals at CrossCountry Mortgag...
July 29th, 2026 05:25 PM
Danielle, I'm glad to hear that you found the process easy and appreciated the transparent communication. If you have any more questions or need further assistance, please feel free to reach out.
From start to finish , we were informed. Walked through many options and with Vic’s guidance we got the first house we put an offer on.
Reply from Victor Bals at CrossCountry Mortgag...
July 29th, 2026 05:25 PM
Dylan, I'm happy to hear that my guidance helped you secure the first house you put an offer on. Keeping you informed and walking you through all the options is always my goal. If you have any more questions or need assistance in the future,...
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Extremely fast and knowledgable, and kept me on task and up to date on every step of the way of the process.
Reply from Victor Bals at CrossCountry Mortgag...
July 29th, 2026 05:26 PM
Daniel, I'm glad to hear that you found my approach both fast and knowledgeable. Keeping you on task and updated throughout the process is always a priority for me. If you have any more questions or need assistance in the future, feel free...
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Vic was great at communicating at explaining anything we had questions about. He was quick at responding and always answered when we called.
He was also super easy to talk to (and I have phone anxiety so that’s big for me!)
Reply from Victor Bals at CrossCountry Mortgag...
July 29th, 2026 05:26 PM
Brittany, I'm glad to hear that my communication and responsiveness made a positive impact on your experience. It's nice to know that I could help make phone conversations easier for you. If you ever have more questions or need assistance,...
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Communication between everyone was perfect and friendly to deal with.
Reply from Victor Bals at CrossCountry Mortgag...
July 29th, 2026 05:27 PM
Michael, I'm glad to hear that you found the communication to be perfect and friendly. If you have any more feedback or need assistance in the future, please feel free to reach out.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095