Vera Chang
General Mortgage Capital Corporation
Starting as a Real Estate investment professional many years ago, I enjoyed attending the land bidding events, missed those days walking on the construction site, visiting sales office and sitting in the design meetings.
Not long after, I ... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I would like to express my sincere appreciation for my loan broker, Vera Chang. Throughout the entire refinance process, she provided me with expert advice and was instrumental in locking in the best rate at a critical moment. Vera approached...
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Reply from Vera Chang
February 4th, 2025 06:13 PM
Thank you so much, Yuchen, for your heartfelt review! I’m truly honored to have been a part of your refinance journey and to know that my efforts made a meaningful difference. It was a pleasure working closely with you to secure the best rate...
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Vera Chang has received a review with 5 star rating from Jay Z
Reply from Owner
January 18th, 2025 06:03 PM
I'm thrilled to hear you had a positive experience with me at General Mortgage Capital, Jay. Your 5-star rating means a lot. It's always a pleasure to help, and your satisfaction is my top priority. If you have any more needs in the future,...
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Easy to communicate and swift response.
Reply from Vera Chang
February 4th, 2025 06:13 PM
Thank you for your feedback, Jason! It was a pleasure helping you secure financing for your first investment property. I’m glad to hear that communication and responsiveness made the process easier for you. Congratulations on this exciting...
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Every thing is good
Reply from Vera Chang
February 4th, 2025 06:13 PM
Thank you for your feedback, Pu! I’m glad to hear that everything went smoothly with your investment property refinance. It was great working with you, and I’m always here if you need assistance with future endeavors.
Vera is best. She helped us renegotiate a new incredible rate just a few days before closing.
Reply from Vera Chang
February 4th, 2025 06:13 PM
Thank you so much for your kind words, Kate! I’m thrilled we could lock in an incredible rate just before closing. It was a pleasure working with you and your husband, and I’m glad I could make a difference in your journey. If you ever need...
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Vera Chang was very responsible and diligent in preparing each step of the loan process. She was patient in answering questions and had a friendly attitude. I am very grateful for Vera’s help, which made the entire home-buying process smooth...
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Reply from Vera Chang
February 4th, 2025 06:13 PM
Thank you so much for your thoughtful review, Jessie! It was truly a pleasure working with you over the past six months to navigate the complexities of your new construction loan. I’m thrilled to have been a part of your journey and to see...
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Vera is an exceptional loan officer who has made the loan process smooth and stress-free for us as clients. Her clear communication and deep understanding of our financial needs have ensured that we received the best possible terms. We truly...
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Reply from Vera Chang
February 4th, 2025 06:13 PM
Thank you so much for your kind words, Qi and Vivian! It was an absolute pleasure working with you and ensuring that the loan process was as smooth and stress-free as possible. Your appreciation means a lot, and I’m grateful for the opportunity...
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Reply quickly and carefully !
Reply from Vera Chang
February 4th, 2025 06:13 PM
Thank you for your feedback Li! I’m so glad to hear that my responsiveness and attention to detail met your expectations. Providing quick and careful support is always my priority. Please don’t hesitate to reach out if you need assistance in...
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She was very professional and friendly in explaining some loan knowledge that we didn't know. Serious and responsible in work.
Reply from Vera Chang
February 4th, 2025 06:13 PM
Thank you so much for your kind words Bin! I’m delighted to hear that you found my explanations helpful and that I could provide clarity on loan-related knowledge. Ensuring professionalism and responsibility in my work is always my top priority,...
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Quick and responsive communication.
Good rate offered.
Reply from Vera Chang
February 4th, 2025 06:13 PM
Thank you for your feedback Tangxin! I’m so glad to hear that you were satisfied with the quick communication and the competitive rate we offered. Providing efficient service and great options is always my goal. Please don’t hesitate to reach...
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About
Starting as a Real Estate investment professional many years ago, I enjoyed attending the land bidding events, missed those days walking on the construction site, visiting sales office and sitting in the design meetings.
Not long after, I went back to school and started a new journey as an accounting professional in a hedge fund.
Even left Real Estate, I still loved talking about house, financing, and investing. One day, a very close friend asked me, "hey, why don't you do real estate or mortgage? You are so good and passionate about it!"
At that moment, I realized this is the passion of my life. Not about career, not about wealth, but for finding the best opportunity for myself and clients.
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Mortgage Loan
Jumbo Loan
Non-QM Mortgage Loan
Home Purchase
Refinance
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Positions
- General Mortgage Capital Corporation - District ManagerJun 6th, 2022 - Current
Memberships
- Scotsman Guide Top 50 Non-QM Originator 2024
- Top Producer Club of GMCC
- $100 Million Production Club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2158666
- CA-DFPI2158666
- DC-MLO2158666
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Gallery
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+1
Achievements
- Top Producer 2023
Hobbies
- Real Estate
- Investing
- Technology
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Disclaimer
General Mortgage Capital Corporation: 1350 Bayshore Hwy Ste 740, Burlingame CA 94010
Ph: 650-340-7800 /Email:info@gmccloan.com; NMLS – 254895
Real Estate Broker, CA Department of Real Estate: CA DRE: 01509029
Licensed by The Department of Financial Protection and Innovation under the California Finance Lenders Act Licensed by the NJ Dept of Banking and Insurance/Licensed Mortgage Banker-NYS Department of Financial Services Rhode Island Licensed Lender/For all state licensing information go to: www.nmlsconsumeraccess.org Disclosures: https://www.gmccloan.com/Disclosures.html Licensing: https://www.gmccloan.com/CompanyStateLicenses.html
Texas: Any consumer complaints please click below: https://www.sml.texas.gov/wp-content/uploads/2021/07/rmlo_81_200_c_recovery_fund_notice.pdf Illinois: https://www.ilga.gov/legislation/ilcs/ilcs5.asp?ActID=1196&ChapterID=20