Vera Chang
General Mortgage Capital Corporation
Starting as a Real Estate investment professional many years ago, I enjoyed attending the land bidding events, missed those days walking on the construction site, visiting sales office and sitting in the design meetings.
Not long after, I ... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
It is my second time to use Vera's service and experience is as great . Working with Vera was a positive and stress-free experience. her expertise, access to multiple lenders, and personalized service made the home loan process much smoother....
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Reply from Owner
April 16th, 2025 10:20 PM
Hi Leo, thank you for applying no cost refinance with us! I’m really happy to hear that your second experience was just as positive and stress-free. My goal is always to make the home loan process as smooth as possible by providing personalized...
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Ms. Chang is very knowledgeable, and professional. She guided us patiently through what was a very complex process, for the purchase of a package of townhouses.We have been so impressed with her service, that we have already referred her to...
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Reply from Owner
April 16th, 2025 10:20 PM
Francis, your kind words mean the world to me. I truly enjoyed working with you on the townhouse purchase and navigating the complexities together. Knowing that you’ve already recommended me to your network is the highest compliment. It was...
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I had a very smooth experience working with Vera. They were extremely helpful, explaining everything clearly and thoroughly. They reviewed all documents carefully and provided valuable professional advice. I was very pleased with their service...
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Reply from Vera Chang
February 4th, 2025 06:13 PM
Thank you so much for your thoughtful feedback, Zhi! I’m thrilled to hear that you had a smooth and positive experience working with me. It truly means a lot that, even with your connection to a bank, you chose to trust me to guide you through...
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communication， response time
Professional advice
Reply from Vera Chang
August 22nd, 2026 06:27 PM
Thank you so much for your review! I’m glad I could provide helpful and professional advice. It was a pleasure working with you, and I truly appreciate your trust and support!Vera ChangCell: ************Email: ***********************
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Vera Chang has received a review with 5 star rating from Charles Z
Reply from Owner
August 22nd, 2026 06:29 PM
Thank you, Charles, for the 5 STAR review. Happy to help with more clients in this area. Vera Chang Cell: ************ Email: ***********************
Working with Vera was a smooth and professional experience from start to finish. They were responsive, transparent, and always took the time to answer my questions throughout the home-buying process. They kept everything on schedule and made...
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Reply from Vera Chang
August 22nd, 2026 06:28 PM
Thank you so much for your kind words! I’m so glad I could help make your home-buying experience smooth and less stressful. It was a pleasure working with you, and I truly appreciate the trust you placed in me throughout the process. Congratulations...
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During the process, I could get all the needed documents promptly. This made my house purchase efficient.
Reply from Vera Chang
June 28th, 2026 08:43 PM
Thank you so much for your kind feedback! I’m so glad to hear that receiving the documents promptly helped make your home purchase smooth and efficient. Keeping our clients informed and ensuring everything stays on schedule is always a top...
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Vera Chang has received a review with 5 star rating from Cui F W
Reply from Owner
June 28th, 2026 08:44 PM
Thank you so much for the 5-star rating! I truly appreciate your trust and support. It was a pleasure helping you with your home purchase, and I'm so glad I had the opportunity to be part of your journey. If you ever have any questions or need...
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Nice and patient
Reply from Vera Chang
June 28th, 2026 08:44 PM
Thank you so much for your kind words! I’m so glad to hear that you appreciated my patience and enjoyed working together. Making the loan process as smooth and comfortable as possible for my clients is always my goal. It was a pleasure assisting...
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About
Starting as a Real Estate investment professional many years ago, I enjoyed attending the land bidding events, missed those days walking on the construction site, visiting sales office and sitting in the design meetings.
Not long after, I went back to school and started a new journey as an accounting professional in a hedge fund.
Even left Real Estate, I still loved talking about house, financing, and investing. One day, a very close friend asked me, "hey, why don't you do real estate or mortgage? You are so good and passionate about it!"
At that moment, I realized this is the passion of my life. Not about career, not about wealth, but for finding the best opportunity for myself and clients.
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Mortgage Loan
Jumbo Loan
Non-QM Mortgage Loan
Home Purchase
Refinance
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Positions
- General Mortgage Capital Corporation - District ManagerJun 6th, 2022 - Current
Memberships
- Scotsman Guide Top 50 Non-QM Originator 2024
- Top Producer Club of GMCC
- $100 Million Production Club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2158666
- CA-DFPI2158666
- DC-MLO2158666
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Gallery
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+1
Achievements
- Top Producer 2023
Hobbies
- Real Estate
- Investing
- Technology
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Disclaimer
General Mortgage Capital Corporation: 1350 Bayshore Hwy Ste 740, Burlingame CA 94010
Ph: 650-340-7800 /Email:info@gmccloan.com; NMLS – 254895
Real Estate Broker, CA Department of Real Estate: CA DRE: 01509029
Licensed by The Department of Financial Protection and Innovation under the California Finance Lenders Act Licensed by the NJ Dept of Banking and Insurance/Licensed Mortgage Banker-NYS Department of Financial Services Rhode Island Licensed Lender/For all state licensing information go to: www.nmlsconsumeraccess.org Disclosures: https://www.gmccloan.com/Disclosures.html Licensing: https://www.gmccloan.com/CompanyStateLicenses.html
Texas: Any consumer complaints please click below: https://www.sml.texas.gov/wp-content/uploads/2021/07/rmlo_81_200_c_recovery_fund_notice.pdf Illinois: https://www.ilga.gov/legislation/ilcs/ilcs5.asp?ActID=1196&ChapterID=20