

Vera Chang
General Mortgage Capital Corporation

Starting as a Real Estate investment professional many years ago, I enjoyed attending the land bidding events, missed those days walking on the construction site, visiting sales office and sitting in the design meetings.
Not long after, I ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
With Vera's guidance and help, the entire loan process went very smoothly. Thank you very much for her patience and helping us solve the funding problem.
Reply from Vera Chang
February 4th, 2025 06:13 PM
Thanks for applying for "No job/income required GMCC Universe" program to tap into fund in a very simple and easy way. I'm absolutely thrilled to hear about your positive experience, Sam! I am here to make the loan process as smooth as possible...
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Vera is incredibly efficient and even responds to messages at night. Despite our tight schedule, she helped us secure the loan on time.
Reply from Vera Chang
February 4th, 2025 06:13 PM
Thank you so much, Heather, for your kind words! I’m so glad I could assist you in securing the loan 1 week earlier than the original closing date before you left the country. Ensuring my clients feel supported and confident throughout the...
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We had the pleasure of working with Vera Chang for our recent mortgage, and we couldn’t be happier with the experience. From start to finish, Vera demonstrated exceptional professionalism, in-depth knowledge, and a genuine commitment to helping...
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Reply from Vera Chang
February 4th, 2025 06:13 PM
Thank you so much, Dorris, for your kind and thoughtful feedback! It was truly a pleasure to assist you with your mortgage needs, and I’m thrilled to hear that your experience was seamless and stress-free. Your trust in me means the world,...
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I had the pleasure of working with Vera Chang on two significant transactions: an investment home cash-out refinance and a primary residence refinance. From start to finish, Vera provided exceptional service that went far beyond my expectations....
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Reply from Vera Chang
February 1st, 2025 05:20 AM
Xinzhang, your kind words mean the world to me. I truly appreciate you taking the time to share your experience. Helping clients like you achieve their financial goals is what drives me, and it's especially rewarding to hear that my efforts...
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I had the pleasure of working with Vera Chang on two significant transactions: an investment home cash-out refinance and a primary residence refinance. From start to finish, Vera provided exceptional service that went far beyond my expectations....
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Reply from Vera Chang
February 4th, 2025 06:13 PM
Thank you so much, Xinzhang, for taking the time to share such detailed and thoughtful feedback! It was truly my pleasure to assist you with both the investment home cash-out refinance and the primary residence refinance. I’m so glad to hear...
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Working with Vera was such a great experience. She made everything super easy and were always quick to answer any questions I had. She really took the time to find great options for me, and made sure I felt comfortable every step of the way....
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Reply from Owner
January 18th, 2025 05:59 PM
Hi Jeff, Thank you so much for applying for conventional loan with GMCC and the fantastic 5-star rating. I am thrilled to hear you enjoyed my service. It was a pleasure to assist you with your mortgage needs, navigate you through the paperwork,...
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Vera is the best loan officer I have ever worked with. She provided excellent service to customers. She took care of almost all of the paperworks. She gave me best loan programs to choose. She communicated with me very effiently and kept me...
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Reply from Vera Chang
February 4th, 2025 06:13 PM
Thank you so much for your incredible feedback, Larry! It means so much to me to know that you had such a positive experience. Providing excellent service, clear communication, and being accessible to address any concerns are top priorities...
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This is my second time collaborating with Vera, and she continues to impress. She is highly professional, provides timely pre-approvals, manages the process efficiently, and ensures a smooth and seamless closing. Her dedication and expertise...
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Reply from Vera Chang
February 4th, 2025 06:13 PM
Thank you so much for your kind words and for trusting me once again with your mortgage needs! It’s truly an honor to have the opportunity to work with you a second time. I’m thrilled to hear that my dedication, efficiency, and expertise made...
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Vera Chang has received a review with 5 star rating from Rui D
Reply from Owner
January 18th, 2025 06:00 PM
Thank you for applying for a primary home loan with GMCC. I'm so glad to hear that you had a positive experience, Rui! Your 5-star rating is greatly appreciated. At General Mortgage Capital, we strive to provide our clients with the best service...
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My experience was absolutely fantastic! What made it great was the amazing communication and professionalism from my loan officer - Vera. From the start, she took the time to explain everything and answered all my questions right away. I felt...
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Reply from Vera Chang
February 4th, 2025 06:13 PM
Thank you so much for your heartfelt feedback, Rui! It means the world to me to know that your first home-buying journey was such a positive experience. Clear communication and professionalism are central to my work, and I’m thrilled that you...
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About
Starting as a Real Estate investment professional many years ago, I enjoyed attending the land bidding events, missed those days walking on the construction site, visiting sales office and sitting in the design meetings.
Not long after, I went back to school and started a new journey as an accounting professional in a hedge fund.
Even left Real Estate, I still loved talking about house, financing, and investing. One day, a very close friend asked me, "hey, why don't you do real estate or mortgage? You are so good and passionate about it!"
At that moment, I realized this is the passion of my life. Not about career, not about wealth, but for finding the best opportunity for myself and clients.
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Mortgage Loan
Jumbo Loan
Non-QM Mortgage Loan
Home Purchase
Refinance
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Positions
- General Mortgage Capital Corporation - District ManagerJun 6th, 2022 - Current
Memberships
- Scotsman Guide Top 50 Non-QM Originator 2024
- Top Producer Club of GMCC
- $100 Million Production Club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2158666
- CA-DFPI2158666
- DC-MLO2158666
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Achievements
- Top Producer 2023
Hobbies
- Real Estate
- Investing
- Technology
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Disclaimer
General Mortgage Capital Corporation: 1350 Bayshore Hwy Ste 740, Burlingame CA 94010
Ph: 650-340-7800 /Email:info@gmccloan.com; NMLS – 254895
Real Estate Broker, CA Department of Real Estate: CA DRE: 01509029
Licensed by The Department of Financial Protection and Innovation under the California Finance Lenders Act Licensed by the NJ Dept of Banking and Insurance/Licensed Mortgage Banker-NYS Department of Financial Services Rhode Island Licensed Lender/For all state licensing information go to: www.nmlsconsumeraccess.org Disclosures: https://www.gmccloan.com/Disclosures.html Licensing: https://www.gmccloan.com/CompanyStateLicenses.html
Texas: Any consumer complaints please click below: https://www.sml.texas.gov/wp-content/uploads/2021/07/rmlo_81_200_c_recovery_fund_notice.pdf Illinois: https://www.ilga.gov/legislation/ilcs/ilcs5.asp?ActID=1196&ChapterID=20