Valerie Mills-Smith
Branch Manager | 61123
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Valerie had to really work on this one. The buyers had issues they needed to deal with and the sellers were less than cooperative and continually showed up at Valerie's office being verbally rude because the were not being given the confidential...
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Reply from Valerie Mills-Smith
February 13th, 2026 08:14 PM
Shawna, your feedback is much appreciated. I understand how challenging the situation could have been with both buyers and sellers facing their own hurdles. It was important to me to respect the confidentiality of the process and ensure that...
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Having a team so dedicated to helping people find the home of their dreams is a rare commodity these days. The attention to detail was above all others. I would recommend and would use again if I had the need.
Reply from Valerie Mills-Smith
February 13th, 2026 05:05 PM
Jason, thank you for your kind words. It’s gratifying to know that you felt well-supported and appreciated the attention to detail throughout the process. Your recommendation is highly valued, and I’m here to assist with any future needs you...
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The communication was amazing!! Valerie worked tirelessly on our loan. This is the 2nd time I have used her and will use her and her company again!! They are WONDERFUL!!! 10 OUT 10!!!
Reply from Valerie Mills-Smith
February 13th, 2026 04:10 PM
Elisabeth, I'm truly glad to hear that you've had such a positive experience working with me and that you felt supported throughout the loan process. Your trust and choice to return for a second time mean a lot. I'm committed to maintaining...
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Working with Valerie is great. She has helped us with many transactions thru the years.
Reply from Valerie Mills-Smith
December 30th, 2025 08:31 PM
Thank you for working with me over the years. Looking forward to seeing you guys out and about, now that I will not be in the office full time.
Very easy to work with!
Amazing service and good communication.
Valerie was excellent!
Reply from Valerie Mills-Smith
September 8th, 2025 05:32 PM
Thank you, Addie, you are always a pleasure to work with.
All around great and easy process
Reply from Valerie Mills-Smith
August 18th, 2025 07:29 PM
Thank you, Trenton,
So excited for you to move into the family home.
Valerie
Everything
Valerie and her whole team were phenomenal during this process. Any question i had was answered honestly and promptly and she would even give me a more detailed heads up as to what to expect during the next step in the process. They are
Reply from Valerie Mills-Smith
June 3rd, 2025 04:26 PM
Thank you, Natasha, it is always a pleasure working with you.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Time Zone
Mountain Standard Time (MST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235