Troy Thomas at CrossCountry Mortgage

Name: CrossCountry Mortgage
Address: 2913 O'Donnell St Suite 230, Baltimore, Maryland, 21224
Telephone: +1-443-521-3688
Rating: 4.98

Branch Manager | NMLS #1147951

4.98

(90)

Mortgage

Mortgage Loan Officer

Contact Info

(877) 773-1226

Baltimore, MD

https://www.crosscountrymortgage.com/baltimore-md-2727/troy-thomas?marketing_campaign=00898

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4.98

(90)

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5 Star

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My lender Troy navigated the process flawlessly and consistently went the extra mile.

Reply from Troy Thomas at CrossCountry Mortgag...

July 24th, 2025 02:38 PM

Thank you, Samuel, for your wonderful feedback. I'm pleased to hear that you felt I navigated the process smoothly and that my efforts to go above and beyond were appreciated. Your satisfaction is incredibly important to me. If there's anything...

Troy Thomas is my lender for life! I first used troy to purchase my first home in baltimore in 2020 and through guidance and discipline was able to keep that property as a rental and purchase a second home for my family in pasadena in 2025...

Reply from Owner

July 17th, 2025 04:19 PM

Appreciate your trust in me, thanks Luke!

I first used Troy as my mortage lender in 2020 for my first house and was able to keep that property and purchase a second home with only 5% down and a competative mortgage rate just 5 years later in 2025.

Reply from Troy Thomas

April 21st, 2025 02:19 PM

I'm glad to have been part of your journey in purchasing both your first and second homes. It's wonderful to hear that you were able to secure a competitive mortgage rate. Thank you for choosing me as your lender again, and I appreciate your...

Troy walked me through process from start up I finish. Made my life so much easier without having to ask many questions because he was already answering them. If I ever have to buy another home. It will be with Troy hands down

As a first time homebuyer, I had a lot of questions regarding the overall home buying process. Troy was amazing with answering all of my questions and guiding me through each step of the lending process. He was readily available and eased a...

Highly recommend! From start to finish, our experience using Troy & Team for our first VA loan was incredibly smooth and well-organized. Troy's expertise in VA loans is unmatched—he answered all of our questions with ease and made sure we understood...

The online, detailed cost breakdown was organized and very helpful for budgeting! Troy was highly communicative and knowledgable throughout our entire process.

Reply from Troy Thomas

February 5th, 2025 02:08 PM

Allison, thanks so much for the kind words. I'm really glad the online cost breakdown was useful for you – we've been working hard to make that as clear and helpful as possible. It was a pleasure working with you, and I'm happy I could be a...

Troy is incredibly professional and knowledgeable in the world of mortgages. He was able to get us approved with plenty of time before closing despite a few bumps on our end. He was creative in helping us get ready to close and gave us the...

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Baltimore, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1147951 | Branch NMLS #2490486

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loan

USDA Home Loan

FHA 203k Limited Refinance

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Positions

CrossCountry Mortgage - Branch Manager
Dec 19th, 2022 - Current

Memberships

Merritt Athletic Clubs
Baltimore Real Producers

Year Started

2012

Time Zone

Pacific Standard Time (PST)

Licenses

1147951

Hobbies

Hiking
Traveling
Sports

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Disclaimer

CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114

NMLS3029 | MB.803095

DISCLOSURES & LICENSES

PRIVACY STATEMENT

NMLS CONSUMER ACCESS