Troy Ragland
Mortgage Loan Originator | NMLS ID# 358419
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
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Reviews from Web
Great customer service!!
Reply from Troy Ragland
October 15th, 2026 08:19 PM
I'm glad to hear you had a great experience with my customer service, Melvin. At Planet Home, we strive to make every interaction positive, and I'm pleased to know we met your expectations.
Assumptions was unpleasant. A lot of pushing YOUR peeps was fusrating. perhaps making suggestions would seem LESS pushing Ask do you have a so and so? I have this great company and so on and so forth. What I did like a lot was the transaction...
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Troy is the best 👌🏽
Reply from Troy Ragland
August 14th, 2026 04:02 PM
Thanks for the compliment Isiah.
Enjoy your new home. It's perfect for you. :)
Troy was very informative throughout the process, and great at explaining things to me and my wife As first time homebuyers.
Reply from Troy Ragland
June 12th, 2026 05:03 PM
Kendall,
When I saw the smile on your face after closing no words needed to be said.
Thank you for allowing me to be part of your family's journey into homeownership.
Best Wishes & Continued Blessings. :)
Troy Ragland
Me and my husband had lots of questions as 1st time homebuyers and Troy was always there to answer them sometimes even late into the evening. He was very knowledgeable and patient with us throughout the entire process
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Reply from Troy Ragland
June 8th, 2026 04:44 PM
Dear Ms. Sydney,I would like to thank you and your husband for allowing me with honor of funding your new home purchase. I was really happy for you and your family. Also, thank you for simply being you. I'm here if you need me. Until next time,...
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Great communication and advice, timely responses.
Reply from Troy Ragland
May 19th, 2026 08:17 PM
Thank you Logan. They made it difficult but we got it done.
Looking forward to working on the next one for you.
Blessings...
Troy Ragland
It was such a pleasure working with Troy and I can confidentally say he exceeded my expectations every step of the way! He was professional, very knowledgeable, responsive, and worked diligently to help my client close on their new home quickly...
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Reply from Troy Ragland
May 19th, 2026 08:18 PM
Hilary, I'm truly grateful for your kind words and for sharing your positive experience. It was a pleasure working with you and your client to achieve a smooth closing process. Thank you for recommending me; I'm here whenever you need assistance...
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Working with Troy Ragland was an absolute pleasure from start to finish. He made what can be a stressful process feel smooth and straightforward, always taking the time to explain our options and answer every question we had. Troy was responsive,...
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Reply from Troy Ragland
May 4th, 2026 05:38 PM
It was a pleasure to guide you through your home financing journey, Gerald. Thank you for trusting Planet Home Lending, and I’ll be ready to help with your future mortgage goals. – Troy Ragland
Troy was amazing at making sure all my questions were answered throughout this process and made sure we understood each step as well! Very fast response time to every call, text, or email. he was always available if I needed him. Thank you...
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Reply from Troy Ragland
March 3rd, 2026 03:11 PM
I’m so glad your home loan journey felt smooth, Sylvia. Wishing you the best in your new space, and I’ll be here to guide your future home financing decisions. – Troy Ragland
The constam communication and clarity given was greatly appreciated.
Reply from Troy Ragland
March 3rd, 2026 03:11 PM
Hi Cendrea,
Thank you for your kind words. Congratulations on your smooth transition into your new home.
Blessings to you and your family.
Merry Christmas! :)
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Axia Home Loans - Loan OriginatorFeb 19th, 2024 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS ID# 358419
Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.