Troy Howell
Senior Loan Officer | NMLS #311477
In the mortgage business for close to 25 years, Troy is a seasoned veteran who enjoys making the dreams of his clients a reality. And, as he was a real estate agent before becoming a loan officer, his knowledge and experience allow him to s... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
knowlege, experience, ease of transaction, proactive nature
Reply from Troy Howell
September 14th, 2025 07:55 PM
It's great to hear that my knowledge and proactive approach made the transaction easy for you, Adam. Your feedback is invaluable to me, as it helps ensure I'm consistently supporting my clients effectively. If you have any further inquiries...
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5 star communication from start to finish . Great work all around
Reply from Troy Howell
September 14th, 2025 06:12 PM
Your positive feedback on the communication throughout the process means a lot to me, Chris. I'm glad everything worked smoothly for you. If there's anything more I can assist with or if you have any future questions, please let me know.
Excellent, no notes
Reply from Troy Howell
September 11th, 2025 05:14 PM
I'm grateful for your brief yet positive feedback, John. It's great to know you had an excellent experience. If you ever need further assistance or have questions, I'm here to help.
Troy and his team are top notch from start to finish. Troy is very knowledgeable and takes the time to walk clients through everything and communication is fantasti.
Reply from Troy Howell
September 9th, 2025 12:30 PM
I appreciate your feedback, Preston. I'm glad to hear that my efforts and those of my team had a positive impact on your experience. Making sure that you felt informed and supported throughout the process is really important to me. If you ever...
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Excellent communication, a great team, professional, and mindful of my time.
Reply from Troy Howell
July 31st, 2025 06:03 AM
Thank you, Johnny, for your kind words. I'm really pleased that the communication and professionalism stood out to you and that we could respect your time throughout the process. It was great working with you. If there's anything else you need...
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Constant helpful communication and expert advice along the way.
Reply from Troy Howell
July 26th, 2025 04:00 PM
I'm so pleased to hear that you found the communication and advice helpful throughout the process. It was a pleasure working with you, and I'm glad I could assist at each step. If any questions arise or you need further guidance in the future,...
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the loan process went smoothly
Reply from Troy Howell
July 12th, 2025 01:13 PM
I'm really glad to hear that the loan process went smoothly for you. It was a pleasure helping you through it. If you have any questions or need further assistance in the future, don't hesitate to reach out.
Great job explaining nuances to clueless first time buyers
Reply from Troy Howell
June 16th, 2025 03:42 PM
I'm thrilled to hear that I could help clarify the process for you as a first-time buyer. It was a pleasure working with you, and I appreciate your kind words. If you have any more questions in the future, feel free to reach out.
Troy did an amazing job guiding us through this complicated process to purchase our home.
Reply from Troy Howell
June 2nd, 2025 08:43 PM
I'm thrilled to hear that I could guide you successfully through the process of purchasing your home. It was a pleasure assisting you, and I appreciate your kind words.
I was certain this deal wasn't going to happen. Luckily, we roped Troy into it. Troy and his team worked tirelessly to get us to closing and it all worked out. I'd Rate this 6 stars if I could
Reply from Troy Howell
May 6th, 2025 03:49 PM
I'm thrilled to hear that we were able to guide you to a successful closing. It was a pleasure working with you. Thank you for your kind words and support.
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About
In the mortgage business for close to 25 years, Troy is a seasoned veteran who enjoys making the dreams of his clients a reality. And, as he was a real estate agent before becoming a loan officer, his knowledge and experience allow him to serve his customers from beginning to end.
Troy believes in answering all questions posed by his clients; while educating them throughout the home loan process. He makes it a point to provide information about different loan products and programs, along with the packaging of the loan, that meet both short term and long term financial goals. Being a long officer is something that comes naturally to Troy.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
New Home Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Bank Statements, DSCR, no ratio, STR - Non-QM
HELOC
Refinance Loans
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Positions
- Nova Home Loans - Senior Loan OfficerJan 1st, 1994 - May 1st, 2019
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #311477
- AZ
- CO
Hobbies
- Kart racing
- Family
- Working on cars
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Disclaimer
Troy Howell, Senior Loan Officer, NMLS #311477 | Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | Phone: 720.279.5929 | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Equal Housing Opportunity |