Troy Howell
Senior Loan Officer | NMLS #311477
In the mortgage business for close to 25 years, Troy is a seasoned veteran who enjoys making the dreams of his clients a reality. And, as he was a real estate agent before becoming a loan officer, his knowledge and experience allow him to s... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Troy and his team are always a pleasure to work with!
Reply from Troy Howell
October 7th, 2026 01:52 PM
Preston, I'm glad to hear that working with my team and me at Nova Home Loans is always a pleasure for you. Thank you for your kind words!
Very professional atmosphere and great team.
Reply from Troy Howell
October 7th, 2026 12:25 PM
Lisa, I'm pleased to hear you appreciated the professional atmosphere and the great team at Nova Home Loans. Thank you for your kind words!
Troy and the whole stayed on top of transaction throughout the process.
Reply from Troy Howell
October 7th, 2026 12:25 PM
Stanley, I'm happy to know that I and the team at Nova Home Loans could stay on top of the transaction throughout the process. Thank you for your feedback!
Troy and his team are fantastic!
Reply from Troy Howell
September 16th, 2026 12:46 PM
Brisen, I'm grateful for your positive feedback about my team and me at Nova Home Loans. It's wonderful to know you had a great experience with us!
Troy was wonderful to work with. His communcation was first class.
Reply from Troy Howell
August 26th, 2026 05:31 PM
Brendan, I'm pleased to hear that you found my communication to be first class. It was great working with you and I'm thankful for your kind words.
He was very supportive and helped us through the process with lots of expert guidance!
Reply from Troy Howell
August 26th, 2026 02:10 PM
Sarah, I'm glad to hear that you felt supported and received expert guidance throughout the process. It was my pleasure to assist you!
Couldn't imagine working with anyone else.
Thank you!
Reply from Troy Howell
August 20th, 2026 12:26 PM
Colin, I appreciate your kind words and am happy to hear that you had such a positive experience. Thank you for trusting me with your home loan process!
Troy was amazing across the entire process - from before even considering purchasing a house through to closing. He, and the rest of the team, were wonderful with strategy, providing an understanding of the current environment, mortgage options,...
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Reply from Troy Howell
August 17th, 2026 02:57 PM
Chase, I'm grateful for your kind words about my support throughout the entire process. It's important to me that you felt well-informed and that the loan process was seamless. Thank you for trusting me and the team at Nova Home Loans.
Troy was thorough, helpful, and very patient with us. As first-time home buyers, we had plenty of questions and he was happy to answer any and all of them. The process felt so much smoother than we anticipated and Troy was no small part in...
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Reply from Troy Howell
August 4th, 2026 04:49 PM
Kevin, I'm pleased to hear that the process felt smoother than you anticipated as first-time home buyers. It was important to me to be thorough and patient in answering all your questions. Thank you for trusting me with such a significant step...
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The process was made very easy, everyone was willing to help explain complex concepts in simpler terms, and I would use them
Reply from Troy Howell
July 27th, 2026 05:44 PM
Emily, I'm grateful to hear that the process was made easy for you and that everyone was helpful in explaining complex concepts. It's important to me that you feel supported and informed throughout the experience. Thank you for considering...
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About
In the mortgage business for close to 25 years, Troy is a seasoned veteran who enjoys making the dreams of his clients a reality. And, as he was a real estate agent before becoming a loan officer, his knowledge and experience allow him to serve his customers from beginning to end.
Troy believes in answering all questions posed by his clients; while educating them throughout the home loan process. He makes it a point to provide information about different loan products and programs, along with the packaging of the loan, that meet both short term and long term financial goals. Being a long officer is something that comes naturally to Troy.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
New Home Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Bank Statements, DSCR, no ratio, STR - Non-QM
HELOC
Refinance Loans
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Positions
- Nova Home Loans - Senior Loan OfficerJan 1st, 1994 - May 1st, 2019
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #311477
- AZ
- CO
Hobbies
- Kart racing
- Family
- Working on cars
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Disclaimer
Troy Howell, Senior Loan Officer, NMLS #311477 | Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | Phone: 720.279.5929 | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Equal Housing Opportunity |