

Troy Howell
Senior Loan Officer | NMLS #311477

In the mortgage business for close to 25 years, Troy is a seasoned veteran who enjoys making the dreams of his clients a reality. And, as he was a real estate agent before becoming a loan officer, his knowledge and experience allow him to s...... Show More
Location & Business Hours
Friday
8:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
he is very suppo and they treat you like family and also they answer all your concerns and they go beyond your line to help you after worlds
Reply from Troy Howell
April 20th, 2026 12:58 PM
I'm grateful for your kind words, Edgar. It's important to me that you feel supported and like part of the family throughout the process. If you ever have more questions or need further assistance, please don't hesitate to reach out.
Troy is the best. Also, the entire process with NOVA I streamlined and easy. This is our second time using Troy and his team and I cannot recommend them enough!
Reply from Troy Howell
March 24th, 2026 06:19 PM
It's wonderful to hear that you found the process streamlined and easy, Johnny. I appreciate your trust in working with me and my team at Nova Home Loans for a second time. If there's ever anything more you need, I'm here to help.
Great communication. Very responsive. Transaction went very smoothly.
Reply from Troy Howell
March 9th, 2026 02:32 PM
I'm glad to hear that the transaction went smoothly, Cheryl. Ensuring clear communication and being responsive are important to me, so it's reassuring that these efforts met your expectations. If you have any questions or need assistance in...
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Just did a refinance. Troy and his team make this look effortless. Knocked it out of the park once again. Thanks guys!
Reply from Troy Howell
February 25th, 2026 02:46 PM
I'm pleased to hear that your refinance process went smoothly, Jeremy. It's reassuring to know that the efforts of my team and I made a positive impact. If you need any assistance in the future, feel free to reach out.
Troy Howell is the best
Reply from Troy Howell
December 24th, 2025 03:44 PM
Thank you for your kind words, Mark. It’s great to know that you had a positive experience. If there’s anything more you need or any questions you have in the future, don't hesitate to reach out.
Clear and constant communication. Worked hard for the client. Troy is tenacious!
Reply from Troy Howell
December 9th, 2025 05:37 PM
I truly appreciate your feedback, Cindy. Maintaining clear and consistent communication is a priority for me, and I’m glad to know it made a difference. Working hard for my clients is something I always strive for. If there's anything more...
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Awesome first time experience with Troy! Really took care of my client and made the transaction so smooth!
Reply from Troy Howell
December 3rd, 2025 03:35 PM
I'm glad to hear that your first experience was so positive, Estrella. Making sure the process is smooth and taking good care of clients is always important to me. If you or your clients need anything else in the future, I'm just a call away....
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Troy was truly amazing to work with and was full of knowledge. He offered very helpful information and was very responsive throughout the process. I will definitely ve referring friends and family in the future
Reply from Troy Howell
November 28th, 2025 04:54 PM
I'm glad to hear that you found the process informative and appreciated my responsiveness, Julie. I'm committed to providing helpful insights to ensure a smooth experience. Your recommendation means a lot, and I'm always here if you or your...
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was attentive, available to answer all my questions, encouraging, and extremely pleasant to work with throughout the entire process. I had full trust and confidence in his skills, guidance, and support. I can't recommend Troy enough
Reply from Troy Howell
October 6th, 2025 01:26 PM
I'm grateful for your kind words and trust in my abilities, Carly. It was rewarding to work with you and ensure your needs were met throughout the process. Should you have any future queries or need further support, feel free to reach out.
Troy and his team are knowledgeable and very helpful at explaining all of the potions available for funding. He is always available to talk and answer questions.
Reply from Troy Howell
September 17th, 2025 02:07 PM
I'm pleased to know that you found my availability and the explanation of funding options helpful, John. Ensuring clarity and support for my clients is a priority, and it's rewarding to see that reflected in your feedback. If there are more...
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About
In the mortgage business for close to 25 years, Troy is a seasoned veteran who enjoys making the dreams of his clients a reality. And, as he was a real estate agent before becoming a loan officer, his knowledge and experience allow him to serve his customers from beginning to end.
Troy believes in answering all questions posed by his clients; while educating them throughout the home loan process. He makes it a point to provide information about different loan products and programs, along with the packaging of the loan, that meet both short term and long term financial goals. Being a long officer is something that comes naturally to Troy.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
New Home Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Bank Statements, DSCR, no ratio, STR - Non-QM
HELOC
Refinance Loans
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Search Rank ScoreLearn More →
229
/850
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Positions
- Nova Home Loans - Senior Loan OfficerJan 1st, 1994 - May 1st, 2019
Addresses and Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #311477
- AZ
- CO
Hobbies
- Kart racing
- Family
- Working on cars
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Disclaimer
Troy Howell, Senior Loan Officer, NMLS #311477 | Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | Phone: 720.279.5929 | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Equal Housing Opportunity |