Experience Logo
Troy Howell's Cover Image
Troy Howell - Senior Loan Officer | NMLS #311477 in Denver, CO

Troy Howell

ClaimedPro

Senior Loan Officer | NMLS #311477

Company Logo
In the mortgage business for close to 25 years, Troy is a seasoned veteran who enjoys making the dreams of his clients a reality. And, as he was a real estate agent before becoming a loan officer, his knowledge and experience allow him to s...... Show More
Company Logo
Location & Business Hours
Friday
8:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
Overall Ratings
4.94
(292)
Filter by Date
Range
Filter by Rating
Reviews from Web
  • 5.0
    Encompass
    E
    Edgar C
    Aurora, CO
    Posted on April 15th, 2026 12:58 PM
    he is very suppo and they treat you like family and also they answer all your concerns and they go beyond your line to help you after worlds
    Reply from Troy Howell
    April 20th, 2026 12:58 PM
    I'm grateful for your kind words, Edgar. It's important to me that you feel supported and like part of the family throughout the process. If you ever have more questions or need further assistance, please don't hesitate to reach out.
  • 5.0
    Encompass
    J
    Johnny B C
    Thornton, CO
    Posted on March 19th, 2026 06:19 PM
    Troy is the best. Also, the entire process with NOVA I streamlined and easy. This is our second time using Troy and his team and I cannot recommend them enough!
    Reply from Troy Howell
    March 24th, 2026 06:19 PM
    It's wonderful to hear that you found the process streamlined and easy, Johnny. I appreciate your trust in working with me and my team at Nova Home Loans for a second time. If there's ever anything more you need, I'm here to help.
  • 5.0
    Encompass
    C
    Cheryl L
    Pueblo, CO
    Posted on March 4th, 2026 02:31 PM
    Great communication. Very responsive. Transaction went very smoothly.
    Reply from Troy Howell
    March 9th, 2026 02:32 PM
    I'm glad to hear that the transaction went smoothly, Cheryl. Ensuring clear communication and being responsive are important to me, so it's reassuring that these efforts met your expectations. If you have any questions or need assistance in...
    read more
  • 5.0
    Encompass
    J
    Jeremy E B
    Colorado Springs, CO
    Posted on February 20th, 2026 02:45 PM
    Just did a refinance. Troy and his team make this look effortless. Knocked it out of the park once again. Thanks guys!
    Reply from Troy Howell
    February 25th, 2026 02:46 PM
    I'm pleased to hear that your refinance process went smoothly, Jeremy. It's reassuring to know that the efforts of my team and I made a positive impact. If you need any assistance in the future, feel free to reach out.
  • 5.0
    Encompass
    M
    Mark D B
    Loveland, CO
    Posted on December 19th, 2025 03:43 PM
    Troy Howell is the best
    Reply from Troy Howell
    December 24th, 2025 03:44 PM
    Thank you for your kind words, Mark. It’s great to know that you had a positive experience. If there’s anything more you need or any questions you have in the future, don't hesitate to reach out.
  • 5.0
    Encompass
    C
    Cindy M
    Steamboat Springs, CO
    Posted on December 4th, 2025 05:37 PM
    Clear and constant communication. Worked hard for the client. Troy is tenacious!
    Reply from Troy Howell
    December 9th, 2025 05:37 PM
    I truly appreciate your feedback, Cindy. Maintaining clear and consistent communication is a priority for me, and I’m glad to know it made a difference. Working hard for my clients is something I always strive for. If there's anything more...
    read more
  • 5.0
    Encompass
    E
    Estrella V
    Frederick, CO
    Posted on November 28th, 2025 03:34 PM
    Awesome first time experience with Troy! Really took care of my client and made the transaction so smooth!
    Reply from Troy Howell
    December 3rd, 2025 03:35 PM
    I'm glad to hear that your first experience was so positive, Estrella. Making sure the process is smooth and taking good care of clients is always important to me. If you or your clients need anything else in the future, I'm just a call away....
    read more
  • 5.0
    Encompass
    J
    Julie L
    Frederick, CO
    Posted on November 22nd, 2025 11:43 PM
    Troy was truly amazing to work with and was full of knowledge. He offered very helpful information and was very responsive throughout the process. I will definitely ve referring friends and family in the future
    Reply from Troy Howell
    November 28th, 2025 04:54 PM
    I'm glad to hear that you found the process informative and appreciated my responsiveness, Julie. I'm committed to providing helpful insights to ensure a smooth experience. Your recommendation means a lot, and I'm always here if you or your...
    read more
  • 5.0
    Encompass
    C
    Carly S C
    Lakewood, CO
    Posted on October 1st, 2025 01:24 PM
    was attentive, available to answer all my questions, encouraging, and extremely pleasant to work with throughout the entire process. I had full trust and confidence in his skills, guidance, and support. I can't recommend Troy enough
    Reply from Troy Howell
    October 6th, 2025 01:26 PM
    I'm grateful for your kind words and trust in my abilities, Carly. It was rewarding to work with you and ensure your needs were met throughout the process. Should you have any future queries or need further support, feel free to reach out.
  • 5.0
    Encompass
    J
    John B
    Aurora, CO
    Posted on September 12th, 2025 02:07 PM
    Troy and his team are knowledgeable and very helpful at explaining all of the potions available for funding. He is always available to talk and answer questions.
    Reply from Troy Howell
    September 17th, 2025 02:07 PM
    I'm pleased to know that you found my availability and the explanation of funding options helpful, John. Ensuring clarity and support for my clients is a priority, and it's rewarding to see that reflected in your feedback. If there are more...
    read more
  • 10 of 292
    About
    In the mortgage business for close to 25 years, Troy is a seasoned veteran who enjoys making the dreams of his clients a reality. And, as he was a real estate agent before becoming a loan officer, his knowledge and experience allow him to serve his customers from beginning to end. Troy believes in answering all questions posed by his clients; while educating them throughout the home loan process. He makes it a point to provide information about different loan products and programs, along with the packaging of the loan, that meet both short term and long term financial goals. Being a long officer is something that comes naturally to Troy.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    New Home Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Bank Statements, DSCR, no ratio, STR - Non-QM
    HELOC
    Refinance Loans
    View All
    229
    /850
    Search Rank Score
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Nova Home Loans - Senior Loan Officer
      Jan 1st, 1994 - May 1st, 2019
    Addresses and Serving Areas

    Year Started

    1993

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #311477
    • AZ
    • CO
    Hobbies
    • Kart racing
    • Family
    • Working on cars
    • View All
    Disclaimer
    Troy Howell, Senior Loan Officer, NMLS #311477 | Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | Phone: 720.279.5929 | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Equal Housing Opportunity |