

Trey Howard, Ruoff Mortgage
Loan Officer | NMLS# 2217156 | Ruoff Mortgage NMLS...

My edge lies in a personalized approach. I prioritize clear communication, industry expertise, and tailored solutions to meet your unique needs. As your loan officer, I am dedicated to ensuring a smooth and individualized lending experience... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Trey Howard, Ruoff Mortgage has received a review with 5 star rating from Tiana D
Reply from Owner
July 12th, 2026 09:51 AM
Thank you for the perfect rating, Tiana. I appreciate your support and trust in me and Ruoff Mortgage.
Eileen was just amazing to work with. As someone who was not knowledgeable at all with the home buying process, she kept me educated and informed every step of the way. Consistently reaching out and communicating with me to make sure I knew...
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Reply from Owner
May 18th, 2026 05:40 PM
Thank you so much, Katie! It was so great working with you and hope you love and enjoy your new home!
Two of the very best in the business! Extremely personable and knowledgeable in their profession. They do what’s right for the client! Highly recommend.
Reply from Owner
April 7th, 2026 11:23 AM
Thank you for your positive feedback, Dusty. We’re committed to doing what's right for our clients, and your recommendation is truly valued. If there's anything we can do for you, we’re always here!
The whole team at Ruoff was exceptional. Eileen and Dawn teamed together and worked lightning fast. I have done 6 previous mortgages and my experience with Ruoff was far and above superior to any other mortgage company. They are extremely knowledgeable,...
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Reply from Owner
April 7th, 2026 11:22 AM
We appreciate your generous review, Jason. We’re pleased to hear that Eileen and Dawn, along with the team at Ruoff Mortgage, provided such a fast and knowledgeable service during your mortgage process. It's rewarding to know that our communication...
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Trey was wonderful to work with. Grant Kuhlwein had nothing but good things to say about him, and my wife and I as well. Trey did a great job explaining the process, and helping us make sure everything was done on time. Trey was also incredibly...
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Reply from Trey Howard, Ruoff Mortgage
March 17th, 2026 04:26 PM
I appreciate your thoughtful review, Aaron. It’s great to know that you, your wife, and Grant had a positive experience working with me. Helping you understand the process and ensuring everything was completed on schedule is always important...
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Eileen and her team were so knowledgeable and extremely communicative. I had what I felt were challenging circumstances and they breezes right through them like they were nothing which tremendously helped me feel informed and confident throughout...
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Reply from Trey Howard, Ruoff Mortgage
January 2nd, 2026 04:58 PM
I'm grateful for your positive feedback, Scott. It's wonderful to know that the team at Ruoff Mortgage could provide the support and communication you needed. I'm pleased we could help make your experience a confident and informed one, especially...
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Excellent customer service! Great communication! We highly recommend.
Reply from Trey Howard, Ruoff Mortgage
December 29th, 2025 02:30 PM
I truly appreciate your kind review, April. I'm glad to hear that you found the communication and customer service to your satisfaction. Your recommendation means a lot to me. If there's anything else I can assist you with, please feel free...
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Excellent communication! Everyone was super helpful and made our experience great!
Trey Howard, Ruoff Mortgage has received a review with 5 star rating from Angie H
Reply from Trey Howard, Ruoff Mortgage
December 22nd, 2025 06:09 PM
I appreciate your rating, Angie. If you ever need assistance or have questions, feel free to reach out.
Trey Howard, Ruoff Mortgage has received a review with 5 star rating from Eugene D
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About
My edge lies in a personalized approach. I prioritize clear communication, industry expertise, and tailored solutions to meet your unique needs. As your loan officer, I am dedicated to ensuring a smooth and individualized lending experience that stands out from the rest. As a United States Army Veteran, I take great pride in continuing to serve others and helping guide my clients throughout the path of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Homebuyers
Down Payment Assistance
VA Financing
Conventional Financing
FHA Financing
USDA-Rural Financing
Jumbo Loan Financing
Investment Properties
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Positions
- United States Army - Military Police OfficerApr 17th, 2018 - Sep 26th, 2021
Memberships
- Affiliate Member of the Delaware County Board of Realtors
- Affiliate Member of the Big Walnut Area Realty Association
- Affiliate Member of the Marysville Area Realty Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2217156
- OH - MLO-OH.2217156
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Hobbies
- Spending time with my wife and children
- Golf
- Archery
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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