

Trey Howard, Ruoff Mortgage
Loan Officer | NMLS# 2217156 | Ruoff Mortgage NMLS...

My edge lies in a personalized approach. I prioritize clear communication, industry expertise, and tailored solutions to meet your unique needs. As your loan officer, I am dedicated to ensuring a smooth and individualized lending experience... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
There was nothing I would have changed. Trey was a blessing for me. I am going through a rough period right now and he couldn't have been any kinder. He made me feel like a person and not just a client.
Reply from Trey Howard
October 10th, 2024 04:39 PM
I'm absolutely touched by your kind words, Deborah. It was my pleasure to be there for you during your trying times. At Ruoff Mortgage, we strive to make every person feel more like a friend than a mere client. I'm thrilled to know that I could...
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The entire process was smooth from start to finish. I especially appreciated the portal which allowed for the ease of submitting documents as well as seeing where we were at in the application process. It also cut down on back and forth emails....
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Reply from Trey Howard | NMLS# 2217156 | Ruoff...
January 17th, 2024 08:04 PM
I'm genuinely grateful for your generous feedback, Tasha. It's fantastic to hear that you appreciated our streamlined process and communication. We strive to make each stage as smooth as possible, and it's always a great pleasure to hear from...
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The Howard team is amazing! They made the whole experience of buying my first home easy and smooth. The team is very thorough and transparent on what to do and what not to do. Not only do they get the job done quickly and seamlessly, they are...
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Reply from Owner
May 17th, 2023 04:46 PM
Thank you so much, Kelsie! We greatly appreciate you and your trust in our team!
They stayed on top of things really well and made sure I could get the best rate possible. Absolutely wonderful to work with and made my first time buying a house a lot less stressful.
The team was incredibly communicative, efficient, and detail-oriented throughout my buying experience. From application to closing, I could not have asked for a better experience as a first-time homebuyer! Thank you for everything!
Reply from Owner
July 21st, 2026 02:35 PM
I'm thankful for your kind words, Brian. I'm glad we could provide such a positive experience for you as a first-time homebuyer. It's great to hear that our communication and efficiency met your expectations from start to finish. Appreciate...
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The Ruoff team was incredibly communicative, efficient, and detail-oriented throughout my buying experience. From application to closing, I could not have asked for a better experience as a first-time homebuyer! Thank you for everything!
Reply from Trey Howard
July 27th, 2026 03:25 PM
I'm thankful for your kind words, Brian. It's great to hear that the Ruoff team could provide such a positive experience during your first home purchase. If you ever need anything in the future, please don't hesitate to reach out.
Trey Howard, Ruoff Mortgage has received a review with 5 star rating from Tyler P
Reply from Owner
July 13th, 2026 09:51 AM
Thank you for the great rating, Tyler. I appreciate your support!
Trey Howard, Ruoff Mortgage has received a review with 5 star rating from Tiana D
Reply from Owner
July 12th, 2026 09:51 AM
Thank you for the perfect rating, Tiana. I appreciate your support and trust in me and Ruoff Mortgage.
Eileen was just amazing to work with. As someone who was not knowledgeable at all with the home buying process, she kept me educated and informed every step of the way. Consistently reaching out and communicating with me to make sure I knew...
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Reply from Owner
May 18th, 2026 05:40 PM
Thank you so much, Katie! It was so great working with you and hope you love and enjoy your new home!
Two of the very best in the business! Extremely personable and knowledgeable in their profession. They do what’s right for the client! Highly recommend.
Reply from Owner
April 7th, 2026 11:23 AM
Thank you for your positive feedback, Dusty. We’re committed to doing what's right for our clients, and your recommendation is truly valued. If there's anything we can do for you, we’re always here!
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About
My edge lies in a personalized approach. I prioritize clear communication, industry expertise, and tailored solutions to meet your unique needs. As your loan officer, I am dedicated to ensuring a smooth and individualized lending experience that stands out from the rest. As a United States Army Veteran, I take great pride in continuing to serve others and helping guide my clients throughout the path of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Homebuyers
Down Payment Assistance
VA Financing
Conventional Financing
FHA Financing
USDA-Rural Financing
Jumbo Loan Financing
Investment Properties
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Positions
- United States Army - Military Police OfficerApr 17th, 2018 - Sep 26th, 2021
Memberships
- Affiliate Member of the Delaware County Board of Realtors
- Affiliate Member of the Big Walnut Area Realty Association
- Affiliate Member of the Marysville Area Realty Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2217156
- OH - MLO-OH.2217156
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Hobbies
- Spending time with my wife and children
- Golf
- Archery
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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