Trey Howard, Ruoff Mortgage

Name: United States Army
Address: 8101 North High Street Suite 300, Columbus, Ohio, 43235
Telephone: +1-614-406-0007
Rating: 4.93

Loan Officer | NMLS# 2217156 | Ruoff Mortgage NMLS...

Ruoff Mortgage - Worthington

4.93

(94)

Mortgage

Mortgage Loan Officer

Contact Info

(614) 406-0007

Columbus, OH

https://www.ruoff.com/TreyHoward

Location & Business Hours

Business Hours

Wed

24 hours

Thu

24 hours

Fri

24 hours

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4.93

(94)

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Experience.com

4.9

(28)

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4.94

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There was nothing I would have changed. Trey was a blessing for me. I am going through a rough period right now and he couldn't have been any kinder. He made me feel like a person and not just a client.

Reply from Trey Howard

October 10th, 2024 04:39 PM

I'm absolutely touched by your kind words, Deborah. It was my pleasure to be there for you during your trying times. At Ruoff Mortgage, we strive to make every person feel more like a friend than a mere client. I'm thrilled to know that I could...

The entire process was smooth from start to finish. I especially appreciated the portal which allowed for the ease of submitting documents as well as seeing where we were at in the application process. It also cut down on back and forth emails....

Reply from Trey Howard | NMLS# 2217156 | Ruoff...

January 17th, 2024 08:04 PM

I'm genuinely grateful for your generous feedback, Tasha. It's fantastic to hear that you appreciated our streamlined process and communication. We strive to make each stage as smooth as possible, and it's always a great pleasure to hear from...

The Howard team is amazing! They made the whole experience of buying my first home easy and smooth. The team is very thorough and transparent on what to do and what not to do. Not only do they get the job done quickly and seamlessly, they are...

Reply from Owner

May 17th, 2023 04:46 PM

Thank you so much, Kelsie! We greatly appreciate you and your trust in our team!

Eileen was just amazing to work with. As someone who was not knowledgeable at all with the home buying process, she kept me educated and informed every step of the way. Consistently reaching out and communicating with me to make sure I knew...

Reply from Owner

May 18th, 2026 05:40 PM

Thank you so much, Katie! It was so great working with you and hope you love and enjoy your new home!

Two of the very best in the business! Extremely personable and knowledgeable in their profession. They do what’s right for the client! Highly recommend.

Reply from Owner

April 7th, 2026 11:23 AM

Thank you for your positive feedback, Dusty. We’re committed to doing what's right for our clients, and your recommendation is truly valued. If there's anything we can do for you, we’re always here!

The whole team at Ruoff was exceptional. Eileen and Dawn teamed together and worked lightning fast. I have done 6 previous mortgages and my experience with Ruoff was far and above superior to any other mortgage company. They are extremely knowledgeable,...

Reply from Owner

April 7th, 2026 11:22 AM

We appreciate your generous review, Jason. We’re pleased to hear that Eileen and Dawn, along with the team at Ruoff Mortgage, provided such a fast and knowledgeable service during your mortgage process. It's rewarding to know that our communication...

Trey was wonderful to work with. Grant Kuhlwein had nothing but good things to say about him, and my wife and I as well. Trey did a great job explaining the process, and helping us make sure everything was done on time. Trey was also incredibly...

Reply from Trey Howard, Ruoff Mortgage

March 17th, 2026 04:26 PM

I appreciate your thoughtful review, Aaron. It’s great to know that you, your wife, and Grant had a positive experience working with me. Helping you understand the process and ensuring everything was completed on schedule is always important...

Eileen and her team were so knowledgeable and extremely communicative. I had what I felt were challenging circumstances and they breezes right through them like they were nothing which tremendously helped me feel informed and confident throughout...

Reply from Trey Howard, Ruoff Mortgage

January 2nd, 2026 04:58 PM

I'm grateful for your positive feedback, Scott. It's wonderful to know that the team at Ruoff Mortgage could provide the support and communication you needed. I'm pleased we could help make your experience a confident and informed one, especially...

Excellent customer service! Great communication! We highly recommend.

Reply from Trey Howard, Ruoff Mortgage

December 29th, 2025 02:30 PM

I truly appreciate your kind review, April. I'm glad to hear that you found the communication and customer service to your satisfaction. Your recommendation means a lot to me. If there's anything else I can assist you with, please feel free...

Excellent communication! Everyone was super helpful and made our experience great!

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About

My edge lies in a personalized approach. I prioritize clear communication, industry expertise, and tailored solutions to meet your unique needs. As your loan officer, I am dedicated to ensuring a smooth and individualized lending experience that stands out from the rest. As a United States Army Veteran, I take great pride in continuing to serve others and helping guide my clients throughout the path of homeownership.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Specialities

First Time Homebuyers

Down Payment Assistance

VA Financing

Conventional Financing

FHA Financing

USDA-Rural Financing