The Schmidt Team Mortgages
Mortgage Loan Officer - NMLS ID: 269424
The Schmidt Team, powered by Barrett Financial Group, is committed to making the mortgage process simple, transparent, and stress-free. Whether you're buying your first home, moving up, investing, or refinancing, we provide personalized gui... Show More
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Tracie has been super helpful throughout my entire buying experience - from getting me preapproved in a matter of hours on a Sunday to answering my late night questions. She was always available to explain certain things that I didn't understand....
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Tracie was very helpful with our refinance and new home purchase. She wasn't just looking for a pay day she took the time to look at our situation and find the best option for us. The process was quick and effortless on our part and this was...
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Tracie was incredibly helpful, always available to answer questions, and completely attentive. She routinely called and asked if I had questions, and kept in constant contact throughout the purchasing process. I would strongly recommend anyone...
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From the beginning to the end of our home search, Tracie was there! She is very responsive, and did a great job of explaining the whole process of home buying. I would highly recommend Tracie to anyone who is looking to buy a home. Her knowledge...
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Tracie and Alina did an amzing job with my refinance. They kept me informed thru-out the process and got it all done quick and easy!I highly recommend them to all my clients and friends.
loved working with Tracie. Her and her team went above and beyond to get us in our home fast. They were very proactive and got things done. I was referred to Tracie by a friend and I myself have referred other friends and family to her.
Tracie is pleasant, engaging and committed to ensuring your experience is as transparent and "pain-free" as possible. I would recommend anyone in need of her services not hesitate to call upon her.
This was the easiest refi I've ever had. Tracie and her team were really knowledgeable about circumstances related to my refinance and they were so organized and prompt in answering any questions.
This wasn't my first time applying for a mortgage, but I hadn't done it in many, many years, so I had completely forgotten what the process was. Tracie and her team were very patient and made the process quite painless. We closed really quickly!...
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Tracie was very professional and understanding during my difficult time of need. She is very knowledgeable and trustworthy and I'd recommend her and her staff to everyone I come in contact with!!!!
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About
The Schmidt Team, powered by Barrett Financial Group, is committed to making the mortgage process simple, transparent, and stress-free. Whether you're buying your first home, moving up, investing, or refinancing, we provide personalized guidance every step of the way. We offer Conventional, FHA, VA, Jumbo, USDA, Down Payment Assistance, Non-QM, HELOC, and refinance loan options with access to competitive rates from a wide network of lenders. Proudly serving clients in California, Washington, Florida, and across the country through Barrett Financial Group, we're here to help you make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
Specialities
Conventional Financing
FHA Financing
VA Home Loans
Purchase Mortgage Loans
Refinance Mortgage Loans
15 Year fixed Mortgage Loans
30 Year Fixed Mortgage Loans
ARM Mortgage Loans
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Positions
- The Schmidt Team powered by Barrett Financial Group - Mortgage Loan OfficerJul 22nd, 2026 - Current
- Keller Williams La Jolla - Realtor and Preferred LenderFeb 1st, 2025 - Current
Memberships
- LGBTQ Real Estate Alliance
- Women's Council of Realtors
- San Diego Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS#269424
- Certified Veterans Loan Specialist
- DRE#02111058
Gallery
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Videos
Achievements
- 2022 Five Star Mortgage Professional
- 2021 Five Star Mortgage Professional
- MPA Elite Women 2021
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Disclaimer
We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes. The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice. Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors. Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws. Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.