

The Schmidt Team Mortgages
Mortgage Loan Officer - NMLS ID: 269424
The Schmidt Team, powered by Barrett Financial Group, is committed to making the mortgage process simple, transparent, and stress-free. Whether you're buying your first home, moving up, investing, or refinancing, we provide personalized gui... Show More
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From the very beginning Tracy was there for us every step , we could ask questions and it never was to late in the day she was available for us even on the weekends Tracy done a amazing job I highly recommend Tracy and her team , Thank you...
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Reply from Tracie Schmidt
July 21st, 2026 12:08 PM
Joel thank you so much for the kind words and I am so happy for you and grateful to have been part of making this dream come true
From the very beginning Tracy was there for us every step , we could ask questions and it never was to late in the day she was available for us even on the weekends Tracy done a amazing job I highly recommend Tracy and her team , Thank you...
read more
Reply from Tracie Schmidt
April 2nd, 2020 03:41 AM
Joel thank you so much for the kind words and I am so happy for you and grateful to have been part of making this dream come true
The Schmidt Team Mortgages has received a review with 5 star rating from Joel S
From the very beginning Tracy was there for us every step , we could ask questions and it never was to late in the day she was available for us even on the weekends Tracy done a amazing job I highly recommend Tracy and her team , Thank you...
read more
I love the Schmidt Team because of how patient, knowledgeable and attentive to my needs. They have been very responsive throughout this process and have my complete trust.
I have had the privilege of speaking with Tracy in regards to the possibility of a new loan or refinance twice now over the course of three years, and I have also had the experience of referring her to someone else who is taking the beginning...
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I have had the privilege of speaking with Tracy in regards to the possibility of a new loan or refinance twice now over the course of three years, and I have also had the experience of referring her to someone else who is taking the beginning...
read more
I have had the privilege of speaking with Tracy in regards to the possibility of a new loan or refinance twice now over the course of three years, and I have also had the experience of referring her to someone else who is taking the beginning...
read more
I have had the privilege of speaking with Tracy in regards to the possibility of a new loan or refinance twice now over the course of three years, and I have also had the experience of referring her to someone else who is taking the beginning...
read more
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About
The Schmidt Team, powered by Barrett Financial Group, is committed to making the mortgage process simple, transparent, and stress-free. Whether you're buying your first home, moving up, investing, or refinancing, we provide personalized guidance every step of the way. We offer Conventional, FHA, VA, Jumbo, USDA, Down Payment Assistance, Non-QM, HELOC, and refinance loan options with access to competitive rates from a wide network of lenders. Proudly serving clients in California, Washington, Florida, and across the country through Barrett Financial Group, we're here to help you make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
Specialities
Conventional Financing
FHA Financing
VA Home Loans
Purchase Mortgage Loans
Refinance Mortgage Loans
15 Year fixed Mortgage Loans
30 Year Fixed Mortgage Loans
ARM Mortgage Loans
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Positions
- The Schmidt Team powered by Barrett Financial Group - Mortgage Loan OfficerJul 22nd, 2026 - Current
- Keller Williams La Jolla - Realtor and Preferred LenderFeb 1st, 2025 - Current
Memberships
- LGBTQ Real Estate Alliance
- Women's Council of Realtors
- San Diego Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS#269424
- Certified Veterans Loan Specialist
- DRE#02111058
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Achievements
- 2022 Five Star Mortgage Professional
- 2021 Five Star Mortgage Professional
- MPA Elite Women 2021
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Disclaimer
We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes. The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice. Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors. Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws. Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.