

Traci Ghilardi
Branch Manager NMLS: 1570347

At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reser... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Traci kept us informed every step of the way! She made the financing piece a breeze.
As a first-time homebuyer, I was desperate for information to help me understand how to buy a house. I started my home search with a lender I found on the Internet. They didn't provide me with much information. I was lost and confused. Then...
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Traci is an amazing professional who listened to concerns, answered questions thoroughly and made sure we understood every step of the process. It was a pleasure working with her! I would definitely recommend Traci to friends and family.
Traci was very patient with our questions, and explained everything quite clearly.
The whole process felt personal with Traci. We refinanced our home once before with another company and it was very impersonal.
It was fast and easy
Traci is knowledgeable, kind, patient and responsive.We've really enjoyed working with her and would highly recommend her!
Traci made the whole process super easy.
Traci was very responsive, patient, and informative.
Traci is phenomenal. She is one of my go-to lenders. I know my clients will receive honesty, respect, and patience when working with Traci. Thank you Traci!!
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About
At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Mortgage Lending Services
VA
FHA Loan
Conventional Loan
Reverse Mortgage
First Time Homebuyer
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Positions
- Delta Lending Group - Branch ManagerJan 1st, 2016 - Current
Memberships
- Sacramento Association of Real Estate
- NMLS
- Sacramento Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1570347
Gallery


Achievements
- 30+ years in mortgage industry
Hobbies
- Hiking, walking my dogs, watching NCIS, spending time with family and enjoying good food and wine.
- Travel
Disclaimer
Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; TX Mortgage Banker Registration No. 271603 Complaint/Recovery Fund Notice
https://www.alamedamortgage.com/complaint-recovery-fund-notice/; Licensed by the NJ Dept. of Banking and Insurance; OH RM.805293.000;
www.nmlsconsumeraccess.org.