

Traci Ghilardi
Branch Manager NMLS: 1570347

At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reser... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Traci was very responsive and knowledge about the mortgage process. She was a pleasure to work with overall.
Traci was very knowledgeable and helped us understand the process every step of the way!
Traci was amazing to work with. No question went unanswered and she was supportive through the entire process. I want to understand everything always and she stood back and fielded all my questions so that we could make the best decision.
Traci was very helpful, knowledgeable and responsive. Traci’s experience and professionalism showed as she spent time with us discussing options and reviewing details. We had a tight closing deadline and she ensured everything went smoothly....
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Traci was extremely knowledgeable and responsive through the entire loan process. We had tight deadlines and she met them all. We loved working with her and would recommend her to family and friends.
Traci provided great communication with all parties (buyers, buyers agent, escrow company, listing agent), she was on time or early with all timeframes, and always preforms. Every buyer I have referred her, has thanked me for doing so. In addition...
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Traci was a very easy person to work with.
Traci was great to work with and I'd recommend her for anyone navigating the mortgage experience. Especially as a first time homebuyer, it was so nice to have someone patient and available who was happy to walk through all our questions. I...
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TRACI IS GREAT! KNOWLEDGABLE, COMMUNICATES, AND ANSWERS ALL MY QUESTIONS. I WOULD HIGHLY RECOMMEND HER TO ALL MY FRIENDS.
Traci was recommended to me by the real estate professional I was working with. Unfortunately, I could not continue working w/ the real estate professional, but I continued to work with Traci. She is a great listener, very responsive to inquiries...
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About
At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Mortgage Lending Services
VA
FHA Loan
Conventional Loan
Reverse Mortgage
First Time Homebuyer
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Positions
- Delta Lending Group - Branch ManagerJan 1st, 2016 - Current
Memberships
- Sacramento Association of Real Estate
- NMLS
- Sacramento Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1570347
Gallery


Achievements
- 30+ years in mortgage industry
Hobbies
- Hiking, walking my dogs, watching NCIS, spending time with family and enjoying good food and wine.
- Travel
Disclaimer
Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; TX Mortgage Banker Registration No. 271603 Complaint/Recovery Fund Notice
https://www.alamedamortgage.com/complaint-recovery-fund-notice/; Licensed by the NJ Dept. of Banking and Insurance; OH RM.805293.000;
www.nmlsconsumeraccess.org.