

Traci Everman
Senior Mortgage Banker | NMLS# 289967

Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
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Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Traci and her team were absolutely amazing! She has earned my business anytime I need anything in the future. I will also make sure to tell everyone who may need mortgage services I will make sure to send her way.
Reply from Traci Everman
May 2nd, 2025 03:28 PM
I'm thrilled to hear that you had such a positive experience with us. It was a pleasure to assist you, and I truly appreciate your kind words and referrals. I look forward to working with you again in the future for any mortgage needs.
The process is a stressful one and she broke things down fairly well.
Reply from Traci Everman
April 30th, 2025 08:48 PM
Nate! We are so happy to get you and your wife in your new home. WE hope you create many amazing memories there and enjoy the lake! We never want this to be stressful.. but sometimes moving and all thats entailed certainly can be!! Thats why...
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Very personable.
Reply from Traci Everman
April 28th, 2025 04:31 PM
Thank you, Monica. I'm glad to hear you found your experience personable. If there's anything more I can do to assist you, please let me know.
Responsiveness, communicarion in general was outstanding.
Reply from Traci Everman
April 28th, 2025 04:31 PM
I'm thrilled to hear that you found the responsiveness and communication outstanding. It was a pleasure working with you, Adrienne. If you need any further assistance, please feel free to reach out.
Traci Everman has received a review with 5 star rating from Hope F
Reply from Owner
April 28th, 2025 04:30 PM
Thank you for the 5 star review!
Traci and her team are the best in the business! She is my preferred lender to contact and is a Godsend for my first time buyers who need extra handholding and encouragemen.
Reply from Traci Everman
April 28th, 2025 04:30 PM
I'm thrilled to hear that you had such a positive experience, Hope. It is truly rewarding to be your preferred lender and to assist first-time buyers with the extra support they need. Thank you for your kind words about our team at Flat Branch...
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They came in last second after my previous lender was unable to send a appraiser out in time, and in a few weeks they were able to get me a loan with a very very good rate. I can't thank them enough as they are the only reason i was able to...
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Reply from Traci Everman
April 28th, 2025 04:30 PM
I'm thrilled to hear that we could assist you at such a crucial moment and secure a favorable rate for your first home. It was a pleasure to help you through the process, and I sincerely appreciate your recommendation. Enjoy your new home!
I had trouble with my previous lender, but thanks to Traci and her fantastic team, we were able to get me approved and able to close in incredible time. They are hard working efficient and effective!
Reply from Owner
April 28th, 2025 04:29 PM
I'm thrilled to hear that we were able to assist you efficiently and effectively, Brett. It was a pleasure working with you to ensure a smooth and timely closing. Thank you for your kind words and for trusting Flat Branch Home Loans with your...
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Traci is amazing with helping establish a professional way of making sure we recieved a loan that was perfect for our family. She goes above and beyond to acknowledge the loans that were available to us. With providing us the details of each...
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Reply from Traci Everman
April 28th, 2025 04:29 PM
I'm thrilled to hear that I could assist in finding the perfect loan for your family. It's wonderful to know that the information provided helped ease your worries and enhance your home buying experience. Thank you for your kind words and appreciation!...
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Traci is always great to work with!
Reply from Traci Everman
April 28th, 2025 04:29 PM
I'm thrilled to hear that you enjoy working with me, Theresa. Thank you for the kind words. It's always a pleasure!
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA, VA, USDA, Conventional, JUMBO, Down Payment Assistance
As a Senior Mortgage Banker, I offer a full range of mortgage products tailored to fit your needs. Whether you’re looking for Conventional, FHA, USDA, VA, or Down Payment Assistance (DPA) programs, I’m here to help you find the best option for your situation. With access to various other lending solutions, I’m committed to guiding you through every step of the home financing process
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Memberships
- SCAR
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 289967
Hobbies
- Gardening, Cooking
- Gardening
- Cooking
Disclaimer
Flat Branch Home Loans NMLS#224149
Equal Housing Lender
Flat Branch Home Loans, a Division of Flat Branch Mortgage, Inc.