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Tony Umholtz
MORTGAGE MARKET MGR

My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and ... Show More
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Reviews from Web
Tony Umholtz, Aaron LaPrade and Cindy Bishop were the most professional mortgage team I've worked with. They were all very knowledgeable, helpful, and communicated very well. This is the second mortgage we have closed with this team and will...
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Reply from Tony Umholtz
May 20th, 2024 06:23 PM
Thank you so much for your 5-star review, Christopher. We are thrilled to hear that our team was able to provide you with an exceptional level of service. Your feedback is very valuable and we appreciate you choosing us for your mortgage needs...
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Helped with every step. Kept in constant contact to make sure any problems were handled. Absolute class!
Reply from Tony Umholtz
May 15th, 2024 01:41 PM
Glad to hear your positive feedback, Brandon! It's fantastic to know we were there to assist you through every step. We strive for this level of absolute class at First Horizon Bank. Your 5-star rating is much appreciated and we look forward...
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This was my first time purchasing a home. I never felt like I was alone in the process. There was great communication from all members of the first horizon team.
Reply from Tony Umholtz
May 8th, 2024 02:14 PM
I'm thrilled to hear about your positive experience during your home purchase! Your feedback is appreciated and we're delighted to know that our communication stood out. Congratulations on your new home, James! Feel free to reach out if you...
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Aaron, Cindy, and Marilyn were very easy to work with. As a first-time home buyer, I shopped around for lenders at the onset of the process. Aaron was always very quick to reply and provide me with any details I requested in order to move forward...
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Reply from Tony Umholtz
May 6th, 2024 03:06 PM
We're thrilled to hear that your experience with our team, especially Aaron, Cindy, and Marilyn, exceeded your expectations. We strive to provide a seamless process and high quality service, and it's heartening to hear that this was reflected...
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Great rates and easy process
Reply from Tony Umholtz
May 6th, 2024 02:17 PM
Thank you for your positive feedback, Nhon. We're glad to hear that you had an easy process and found our rates to be better than other banks. Your satisfaction is our priority. We look forward to serving you again.
Tony Umholtz and his team did a fantastic job from start to finish with our mortgage needs. They accommodated our builder's very short closing window and responded quickly to all of my emails in a timely fashion during that process. Overall,...
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Reply from Owner
July 2nd, 2024 05:55 PM
Thank you for the wonderful review, Charles! We're thrilled to hear that the team was able to meet your mortgage needs and accommodate your builder's short closing window. We pride ourselves on our quick response times and are so glad this...
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Very easy to work with and very responsive to questions. Extremely helpful. We had a tight timeline to close on a house and first horizon made it possible. Will definitely work with them again.
Reply from Tony Umholtz
May 1st, 2024 01:44 PM
Thank you for sharing your experience, Lauren. We pride ourselves on making the process as smooth as possible, especially when timelines are tight like yours. We're ecstatic that we were successful in helping you close on your house. We look...
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Everything went smoothly, the team working behind the scene to make things happen! I’m very grateful for your help!
Reply from Tony Umholtz
May 1st, 2024 01:42 PM
Thank you for the excellent review, Felix! We're thrilled to hear that we were able to assist you efficiently and smoothly. Your appreciation means a lot to us and we're here to continue providing top-tier service. We're grateful for clients...
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Tony and his team were very responsive and easy to work with!
Reply from Tony Umholtz
May 1st, 2024 01:41 PM
Thank you for your feedback, Karla! We're thrilled to hear that you had a positive experience with our team at First Horizon Bank. We strive to provide responsive and efficient service to all our clients, and we're glad we could meet your expectations....
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Everyone on the team we worked with was fantastic from the loan officer to the escrow officer. Truly a great home buying experience.
Reply from Tony Umholtz
May 1st, 2024 01:40 PM
Thank you for your kind words, Charles. We're glad to hear that you had a great home buying experience with us at First Horizon Bank. Your high rating and positive review are greatly appreciated. We hope you enjoy your new home!
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About
My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and I offer many loan solutions including conventional, VA, FHA. We have low and no down payment options for medical professionals including doctors, pharmacists, dentists, and other health care workers. We also offer construction to permanent lending, and jumbo loans. Weather you are purchasing your first home, or your dream home we have the experience to help every step of the way. Call us today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Programs
Doctor Loans
FHA, VA, Conventional and Portfolio Loans
Single Family and Multi Family up to 4 units
Specialty loans for many occupations including Attorney, CPA, MDs, DOs, Dentist, Optometrists, Pharmacists, Veterinarians, Residents, Fellows, First Responder, Medical/Health Care Workers
First Time Homebuyer
Down Payment Assistance loans
Condo, Townhomes and Single Family properties
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Memberships
- University of South Florida Foundation Board Member
- Salvation Army Board of Directors
- Tampa Bay Builders Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
- Licensed in 48 states (excluding HI and AK)
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Achievements
- First Horizon Elite Circle for Top Mortgage Production
- Scotsman Guide Top Originator
Hobbies
- Sports
- Spending time with family
- Travel
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.