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Tony Umholtz
MORTGAGE MARKET MGR

My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and ... Show More
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Reviews from Web
The team was extremely responsive, proactive, knowledgeable, and kind. Excellent service.
Reply from Tony Umholtz
August 2nd, 2024 01:53 PM
It's fantastic to know that you found our service responsive, proactive, and courteous. We strive to provide excellent service, and your 5-star rating tells us we're succeeding at that. Thank you, Arjun, for your kind words and for choosing...
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Cindy C. Bishop
Reply from Tony Umholtz
July 31st, 2024 01:25 PM
I'm glad to hear that Neil, your positive feedback is much appreciated! It's fantastic to know that you've had a 5-star experience. We're always here to provide excellent service and we appreciate your support. Thanks for your wonderful review....
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Very professional and effective service
Reply from Owner
July 24th, 2024 12:07 PM
Thank you for taking the time to leave such a positive review, Sussy. We're thrilled to hear that you were pleased with the professional and timely service. We always strive to provide top-quality service to every customer, and it makes us...
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Very professional and timely service
Reply from Tony Umholtz
July 22nd, 2024 05:16 PM
Thank you for taking the time to leave such a positive review, Sussy. We're thrilled to hear that you were pleased with the professional and timely service. We always strive to provide top-quality service to every customer, and it makes us...
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My husband and I worked with Aaron, Cindy, and Mary to help us buy our first home. Their customer service is truly unmatched. All of our questions were answered quickly and thoroughly. Buying a home can be stressful, but they were calm and...
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Reply from Owner
July 16th, 2024 05:11 PM
Thank you, Melissa, for your glowing review. We are thrilled that you had such a positive experience with our team at First Horizon Bank, including Aaron, Cindy, and Mary. Your thorough description of your experience validates the level of...
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Everything was smooth.
Reply from Tony Umholtz
July 16th, 2024 05:10 PM
Thank you for the perfect rating, Lyonell. We're thrilled to hear that your experience our team was smooth. We strive to provide our customers with seamless services. Looking forward to serving you in the future.
First Horizon was wonderful to work with throughout the purchase of our new home, especially since we were doing so remotely from out of state. We received exceptional service from Gail and Cindy in particular, who were constantly in communication...
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Reply from Tony Umholtz
July 3rd, 2024 12:08 PM
Thank you, Josh, for your glowing review. It's wonderful to hear that you had such a positive experience with our team, especially Gail and Cindy. We often work with borrowers all over the country, moving from state to state and strive to provide...
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Timely communication at every step.
Gail was amazingly helpful and responsive!
Reply from Tony Umholtz
July 2nd, 2024 05:52 PM
It's great to hear about your positive experience with our team at First Horizon Bank, David. We strive for timely communication and it's fantastic to know that Gail was able to assist you responsively. Your review and the perfect rating of...
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I had a fantastic experience with the loan team. They were professional, responsive, and made the entire process smooth and easy. I highly recommend them for their outstanding service!
Reply from Owner
July 2nd, 2024 05:53 PM
It's wonderful to hear your positive feedback. We're thrilled that the entire loan team was able to provide you with top-notch service. It's our aim to make every process as smooth and seamless as possible. Your recommendation and excellent...
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I highly recommend the entire loan team for their outstanding service. They were exceptionally professional and always reachable. The process was smooth and seamless, making our experience truly enjoyable. Thank you for your excellent work!
Reply from Tony Umholtz
July 2nd, 2024 05:50 PM
It's wonderful to hear your positive feedback. We're thrilled that the entire loan team was able to provide you with top-notch service. It's our aim to make every process as smooth and seamless as possible. Your recommendation and excellent...
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About
My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and I offer many loan solutions including conventional, VA, FHA. We have low and no down payment options for medical professionals including doctors, pharmacists, dentists, and other health care workers. We also offer construction to permanent lending, and jumbo loans. Weather you are purchasing your first home, or your dream home we have the experience to help every step of the way. Call us today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Programs
Doctor Loans
FHA, VA, Conventional and Portfolio Loans
Single Family and Multi Family up to 4 units
Specialty loans for many occupations including Attorney, CPA, MDs, DOs, Dentist, Optometrists, Pharmacists, Veterinarians, Residents, Fellows, First Responder, Medical/Health Care Workers
First Time Homebuyer
Down Payment Assistance loans
Condo, Townhomes and Single Family properties
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Memberships
- University of South Florida Foundation Board Member
- Salvation Army Board of Directors
- Tampa Bay Builders Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
- Licensed in 48 states (excluding HI and AK)
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Achievements
- First Horizon Elite Circle for Top Mortgage Production
- Scotsman Guide Top Originator
Hobbies
- Sports
- Spending time with family
- Travel
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.