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Tony Umholtz
MORTGAGE MARKET MGR

My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and ... Show More
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Tony Umholtz has received a review with 5 star rating from Zach W
Reply from Owner
March 31st, 2025 12:31 PM
Thank you for sharing your 5 star review. Your feedback is greatly appreciated, and we are pleased to have been able to assist you.
The process was explained well. The staff was great communicating. Closing date was met and accomadated very well.
Reply from Tony Umholtz
March 28th, 2025 04:39 PM
Thank you for sharing your 5 star review. Being able to communicate effectively and meet your closing date are our top priorities. Your feedback is greatly appreciated, and we are pleased to have been able to assist you.
great to work with including his whole team. always present to discuss and answer questions. Really cares for his clients and wants to see them do well. Would suggest him for any future home mortages for anyone...
Reply from Tony Umholtz
March 28th, 2025 04:31 PM
We are thrilled to hear about your positive experience with our team at First Horizon Bank. Your feedback on their attentiveness and dedication to clients is greatly appreciated. Thank you for your recommendation, and we look forward to assisting...
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Thank you for the awesome communication, sense of urgency (without sacrificing thoroughness), and thoughtfulness and care!
Reply from Tony Umholtz
March 24th, 2025 12:08 PM
Thank you, Phuong, for your wonderful feedback! We're thrilled to hear about your positive experience. Providing excellent communication and attentive service is our priority and it's great to know we exceeded your expectations.
Tony did an excellent job of providing us options for our cash out mortgage and a follow on construction loan . Cindy was amazingly helpful throughout the process . Gold Star for both!
Reply from Tony Umholtz
March 24th, 2025 12:09 PM
Thank you, Clayton, for your 5 star rating! It's wonderful to hear that we provided you with the options and support you needed for your mortgage and construction loan. We're thrilled to know they made the process easier for you. Your feedback...
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Tony Umholtz has received a review with 5 star rating from Andrew C
Reply from Owner
March 24th, 2025 12:10 PM
Thank you for your 5 star review, Andrew!
EVERYTHING WAS GREAT AND URGENT
Reply from Tony Umholtz
March 24th, 2025 12:11 PM
Thank you, Andrew, for your fantastic review! We're thrilled to hear that your experience with our team was both great and met your urgent needs. We appreciate your feedback and look forward to serving you again in the future.
Communication was great around the board.The part we were disappointed with was a last minute change in the loan terms before closing. We were pre-approved for a small loan compared to our income at 6.5% for a 30 year conventional loan. We...
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Reply from Tony Umholtz
March 24th, 2025 12:14 PM
Thank you, Jacob, for sharing your experience and rating us 5 stars. We're glad to hear the communication aspect met your expectations, but we understand the frustration caused by the changes in your loan terms. The situation you described...
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Good at communicatio!
Reply from Tony Umholtz
March 24th, 2025 12:15 PM
Thank you for taking the time to share your feedback, Mohammed! It's great to hear that you had a positive experience with us, especially regarding communication. We appreciate your 5-star rating and look forward to serving you again in the...
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Pharmacist option
Reply from Tony Umholtz
March 10th, 2025 01:41 PM
Thank you for your feedback! Your satisfaction is our top priority, and we appreciate your 5 star review. We are happy you were served with our Professional loan option for Pharmacists. If you have any further questions or need assistance,...
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About
My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and I offer many loan solutions including conventional, VA, FHA. We have low and no down payment options for medical professionals including doctors, pharmacists, dentists, and other health care workers. We also offer construction to permanent lending, and jumbo loans. Weather you are purchasing your first home, or your dream home we have the experience to help every step of the way. Call us today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Programs
Doctor Loans
FHA, VA, Conventional and Portfolio Loans
Single Family and Multi Family up to 4 units
Specialty loans for many occupations including Attorney, CPA, MDs, DOs, Dentist, Optometrists, Pharmacists, Veterinarians, Residents, Fellows, First Responder, Medical/Health Care Workers
First Time Homebuyer
Down Payment Assistance loans
Condo, Townhomes and Single Family properties
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Memberships
- University of South Florida Foundation Board Member
- Salvation Army Board of Directors
- Tampa Bay Builders Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
- Licensed in 48 states (excluding HI and AK)
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Achievements
- First Horizon Elite Circle for Top Mortgage Production
- Scotsman Guide Top Originator
Hobbies
- Sports
- Spending time with family
- Travel
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.