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Atlantic Bay Mortgage Group: Tony Garshnick
Producing Sales Manager/Certified Mortgage Planner
Since 1996, we’ve been serving our communities with great loan products, customer service, and expertise. We’re a trusted lender and have stayed true to our core values throughout our more than 25 years. We’ll continue to hold our relations...... Show More
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Reviews from Web
Tony was recommended by a close friend and I knew right away he’d be the person to work with to finance my purchase. He was personable and professional. He took his time to explain the process and answer any questions I had. He went beyond...
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Reply from Tony Garshnick
July 24th, 2024 06:22 PM
Thank you, Alex. I thoroughly enjoyed helping you and your family.
Tony did a fantastic job with all our financing needs and his follow-up is second to none.
Reply from Owner
May 29th, 2026 09:59 PM
Steve, thank you so much for the wonderful review and for trusting me with your financing. I’m thrilled the follow-up made a difference and that you had a great experience. It was a pleasure working with you, and I look forward to helping with...
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Atlantic Bay Mortgage Group: Tony Garshnick has received a review with 5 star rating from Jose G
Reply from Owner
May 29th, 2026 01:12 PM
Thank you so much, Jose, for the five-star review! I’m thrilled you had a great experience and truly appreciate your support. I look forward to serving you again soon. Your feedback means a lot to me and the team.
My family and I worked with Tony G to purchase a home several years ago and he made it an easy experience from start to finish. He was knowledgeable, responsive, and made the entire home-buying process smooth. My questions were answered quickly...
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Reply from Owner
May 28th, 2026 08:10 PM
Frank, thank you so much for your kind review and for trusting me to help your family with the home purchase. I’m glad I could make the process smooth and answer your questions clearly and quickly. I appreciate the recommendation and look forward...
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Atlantic Bay Mortgage Group: Tony Garshnick has received a review with 5 star rating from Amir G
Reply from Owner
May 27th, 2026 01:42 PM
Amir, thank you so much for the 5-star review. We truly appreciate your support and are grateful for the opportunity to help with your mortgage needs. Tony Garshnick and the Atlantic Bay Mortgage Group team appreciate your trust in Waxhaw,...
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I worked with Tony to get financing for my very first home. He explained all the steps every step of the way!
Reply from Owner
May 27th, 2026 01:43 PM
Sporadic Travels, thank you so much for the kind review. We’re grateful to hear that Tony Garshnick helped you secure financing for your very first home and explained each step along the way. Helping first-time homebuyers feel informed, prepared,...
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Working with Tony was an outstanding experience from start to finish. The entire process was handled with professionalism, clear communication, and genuine care. Tony took the time to explain every step, answered all our questions quickly,...
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Reply from Owner
May 27th, 2026 01:43 PM
Peter, thank you so much for the thoughtful review and recommendation. We’re grateful to hear that working with Tony Garshnick was an outstanding experience from start to finish. Clear communication, honest guidance, responsiveness, and attention...
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Tony is the best! He has helped not only me but also my son . He made the process so easy and walked us through the process. I highly recommend Tony for anyone looking to buy or refinance a home.
Reply from Owner
May 27th, 2026 01:43 PM
Susie, thank you so much for the wonderful review and recommendation. We’re grateful to hear that Tony Garshnick was able to help both you and your son with the home buying and refinance process. Making the mortgage experience easy to understand...
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We worked with Tony several years back. He provided a great experience and continues to provide helpful mortgage tips and emails associated with the housing market within our area.
Reply from Owner
May 27th, 2026 01:43 PM
Amy, thank you so much for the kind review. We’re grateful to hear that Tony Garshnick provided a great mortgage experience several years ago and has continued to share helpful mortgage tips and housing market updates. Staying connected and...
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Atlantic Bay Mortgage Group: Tony Garshnick has received a review with 5 star rating from Olga B
Reply from Owner
May 27th, 2026 01:44 PM
Olga, thank you so much for the 5-star review. We truly appreciate your support and are grateful for the opportunity to help with your mortgage needs. Tony Garshnick and the Atlantic Bay Mortgage Group team appreciate your trust in Waxhaw,...
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About
Since 1996, we’ve been serving our communities with great loan products, customer service, and expertise. We’re a trusted lender and have stayed true to our core values throughout our more than 25 years. We’ll continue to hold our relationships, culture, commitment to the community, and credibility as our highest mission.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans
Refinance
Purchase Loans
FHA, VA and USDA
Down payment assistance loans
No money down loans with VA and USDA
Loans upto 5 million.
Search Rank ScoreLearn More →
715
/850
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Memberships
- BNI - Providence Business Partners
- Waxhaw/Weddington Rotary
- Union County Realtor Association
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Addresses and Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 85018
- Licensed in NC & SC
Achievements
- Certified Mortgage Advisor
Hobbies
- Hunting
- Trout Fishing
- Being a Mentor
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.