Atlantic Bay Mortgage Group - Waxhaw, NC
Waxhaw, NC
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Reviews from Web
Michael went above and beyond. He is incredibly responsive . Not only did he handle my loan, but he had referrals for basically everything I needed. I would refer him and work with him again in a heartbeat.
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We had a great experience working with Atlantic Bay, especially with Tony Garshnick. Applying for a land loan is difficult and stressful because it requires more stringent qualifications. But Tony made it easy and we were approved. He was friendly...
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Reply from Owner
September 7th, 2026 07:01 PM
Joey, thank you so much for the thoughtful review and recommendation. We’re grateful to hear that Tony Garshnick helped make your land loan process feel easier, less stressful, and well supported from application through closing. It means a...
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Tony and his team are super easy to work with and help every step of the way! 10/10
Reply from Owner
September 7th, 2026 07:02 PM
Nick, thank you so much for the kind review and 10/10 recommendation. We’re grateful to hear that Tony Garshnick and his team were easy to work with and helpful every step of the way. Providing clear guidance, dependable support, and a smooth...
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We had a really great experience working with Tony Garshnick! He was incredibly helpful and responsive throughout the entire process and always made himself available when we had questions. He worked hard behind the scenes to keep everything...
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Reply from Owner
September 7th, 2026 07:02 PM
Christi, thank you so much for the thoughtful review and recommendation. We’re grateful to hear that Tony Garshnick was helpful, responsive, and available to answer your questions throughout the entire mortgage process. Working hard behind...
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We had an excellent experience working with Tony Garshnick as our lender for our construction loan. From the very beginning, he was incredibly knowledgeable, professional, responsible, and efficient. A construction loan can be a complicated...
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Reply from Owner
September 5th, 2026 04:40 PM
Thank you, Avril, for the wonderful review. We are thrilled Tony made your construction loan process clear, organized, and stress-free. We appreciate your recommendation and are glad the closing went smoothly for your family. We enjoyed working...
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Michael was a pleasure to work with. he was very flexible and accommodating to our needs.
Michael was amazing! He helped me over the span of two years, as my situation continued to change. He offered solutions, was realistic in every scenario, and was always super friendly and responsive. All attributes that are very important to...
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Tony G at Atlantic Bay is the GOAT.This was our first home and I had no idea what I was doing. He made it so easy. He answered every call (and trust me there was a lot of them) or called me back immediately. He even has videos to walk you through...
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Reply from Owner
August 12th, 2026 09:24 PM
Heather, thank you so much for the amazing review and kind words. We’re grateful to hear that Tony Garshnick made your first home buying experience feel easy, clear, and supported from start to finish. Answering questions, staying responsive,...
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Helped me get the home of my dreams!
Reply from Owner
August 12th, 2026 09:25 PM
David, thank you so much for the kind review. We’re grateful to hear that Tony Garshnick was able to help you secure the home of your dreams. Helping clients move through the mortgage process with confidence and reach such an important milestone...
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Very knowledgeable and made time to answer my questions I had!
Reply from Owner
August 10th, 2026 10:59 PM
Jomana, thank you so much for the kind review. We’re grateful to hear that Tony Garshnick was knowledgeable and took the time to answer your questions throughout the mortgage process. Providing clear guidance, helpful communication, and dependable...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 664881
Gallery
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.