

Tommy Manzella
Mortgage Loan Originator | NMLS# 1292044

Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Tommy is knowledgeable, accountable, and a great person to have on your team. Tommy always supplied answers to my questions and concerns. I truly felt that he cared about successfullyseeing me through the entire process. I have dealt with other...
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Reply from Tommy Manzella
September 29th, 2025 04:07 PM
Thank you so much for the great review Lindsay! I'm so happy for you that you were finally able to finalize this purchase and I can't wait to see how the renovation turns out. Good luck!!
Smart, communicative, and a great leader for us during the process!
Reply from Tommy Manzella
September 2nd, 2025 04:03 PM
Thanks, Carter! So happy for ya'll to get this project to the finish line. Enjoy your new home!
To say Tommy went well beyond the call of duty would be an understatement. He was extremely knowledgeable, commuative and his customer service was exceptional. From now on Tommy will be the first person I go to for all my lending needs.
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Reply from Tommy Manzella
August 25th, 2025 06:34 PM
I appreciate the kind works, Jonathan! It was great to work with you on this property and I hope you enjoy your new home in NOLA!
Tommy was extremely helpful with getting us up to speed with the mortgage process and the items that we'd need to complete even after the home sale. He provided clear guidance and information on the closing numbers as we progressed through...
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Reply from Tommy Manzella
August 18th, 2025 03:07 PM
Thanks, Sunny! It was so great to work with both of you and I wish you the best in your new home!
Tommy answered all of my questions and/or concerns. He was very informative and punctual in his responses. He gave me clear and straightforward answers. Im certain that I will refer family and friends to him in the near future. Thank you so...
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Reply from Tommy Manzella
July 8th, 2025 09:57 PM
Thanks so much, Bernice! I appreciate the kind words. Good luck during construction!
Tommy was always open and receptive to spending time with me to answering all of my questions
Reply from Tommy Manzella
June 30th, 2025 09:42 PM
Thanks, Julie! I hope you enjoy your new home. It was great to work with you!
This is the 12th closing we've done over the years, in three different states, and it was BY FAR the smoothest. Great communication. We will highly recommend.
Reply from Tommy Manzella
June 24th, 2025 04:37 PM
Thanks so much, Nick! Happy to help and have it all go smoothly!
Tommy was highly communicative and was excellent in preparing files for underwriting review . We've purchased many properties and this was our best experience by far
Reply from Tommy Manzella
June 17th, 2025 09:46 PM
I appreciate the kind words, Leisha! It was great to work with you both and I hope you both enjoy your new condo!
Excellent all around!
Reply from Tommy Manzella
June 2nd, 2025 09:29 PM
Thanks so much, Katie! It was great to work with you.
Tommy was extremely responsive, timely, and very knowledgeable and helpful. I shopped a few options and truly feel like I got the best mortgage for my needs. He explained every step of the process. i I couldn't be happier with this experience....
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Reply from Tommy Manzella
May 27th, 2025 03:29 PM
Thanks so much for the kind words, Lauren! It was great working with you as well and I wish you the best of luck in your new home!
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1292044
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.