Tommy Manzella
Mortgage Loan Originator | NMLS# 1292044
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Tommy Manzella is knowledgeable and professional. His advice and communication made every step of the process easy to navigate.This is my second time doing business with Gulf Coast Bank, and I am thrilled to see that you have brought some NOLA...
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Reply from Tommy Manzella
January 15th, 2026 07:20 PM
Thanks so much, Brigitte! Good luck with the construction....can't wait to see it!
From first discussion to signing closing paperwork Tommy made the transaction seamless. His understanding of the Fed to when to lock in best rate for us could not have worked out better. In all the housing transactions. We have purchased multiple...
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Reply from Tommy Manzella
December 17th, 2025 04:45 PM
I appreciate the kind words, Karl. It was great to work with you again!
This process was streamlined and no hassel. Great experience
Reply from Tommy Manzella
December 11th, 2025 02:14 PM
Thanks Nic! It was great working with you and I hope you enjoy your new house!
Tommy was excellent to work with
Reply from Tommy Manzella
December 8th, 2025 02:41 PM
Thanks! It was great to work with you and appreciate all your assistance getting you closed!
Tommy communicated throughout the process to ensure timelines were met and to secure the best options for the property to maximize my cash flow.
Reply from Tommy Manzella
November 21st, 2025 02:53 PM
I appreciate the review, Keelan! It was great to work with you again on this one. Great investment property!
Tommy is always a pleasure to work with.
Reply from Tommy Manzella
November 20th, 2025 09:06 PM
Thanks, Angie! I appreciate all your help and you were great to work with as well.
Tommy made it extremely easy to understand the loan process and was communicating with me the entire way from application to closing.
Reply from Tommy Manzella
November 17th, 2025 02:50 PM
Thanks for the review, Michael. It was great working with you and I hope you enjoy your new home!
Tommy explained things very clearly, made it a much more efficient process than other lenders we have worked with in the past, and kept us updated every step of the way.
Reply from Tommy Manzella
October 28th, 2025 04:12 PM
Thanks for the review Robert! Happy to help!
Tommy was very knowledgeable, helpful, and in getting this project completed on time. He is an excellent member of the Gulf Coast team.
Reply from Tommy Manzella
October 13th, 2025 02:39 PM
Thanks, John! Great working with you on this transaction!
Tommy was very knowledgeable, professional, and responsive throughout the entire process. He clearly understood the details, provided helpful insights, and communicated promptly every step of the way. His professionalism and expertise made...
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Reply from Tommy Manzella
October 13th, 2025 03:35 PM
I appreciate the kind words, Nicole! It was great working with you both and congrats again on your new home!
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1292044
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.