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Tom Halfpap - Branch Manager | NMLS # 203175 in Woodbridge, VA

Tom Halfpap

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Branch Manager | NMLS # 203175

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Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Reviews from Web
  • Zillow
    J
    Jon C
    Posted on January 4th, 2024 01:25 AM
    Tom made the purchase of my new home an absolutely amazing experience! With the market being at ridiculous rates, upon trying to sell my house, Tom worked magic to make my mortgage approval as easy as possible. Tom went above and beyond the...
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  • Zillow
    J
    Jon C
    Spotsylvania, VA
    Posted on January 3rd, 2024 12:00 AM
    Tom made the purchase of my new home an absolutely amazing experience! With the market being at ridiculous rates, upon trying to sell my house, Tom worked magic to make my mortgage approval as easy as possible. Tom went above and beyond the...
    read more
  • Encompass
    R
    Robert C D
    Fayetteville, NC
    Posted on July 13th, 2023 08:24 PM
    Tom have great advice and always had an answer for my questions at any time of day
    Reply from Tom Halfpap
    February 8th, 2024 11:37 AM
    Thank you so much for the positive feedback, Robert. I'm delighted to hear that you had a good experience with me at FitzGerald Financial. It's my priority to always provide timely, helpful advice to my clients, no matter the time of day. I...
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  • Encompass
    R
    Robert E S
    Woodbridge, VA
    Posted on July 1st, 2023 02:16 PM
    The quality and turnaround time was amazing for every step of the process. There was never a mistake to be corrected, or deadline to be missed. The overall communication and coordination was pleasant as well. Tom has a pleasant demeanor and...
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  • Zillow
    B
    Bobby S
    Woodbridge, VA
    Posted on July 1st, 2023 12:00 AM
    With the crazy housing market of northern VA in 2023, our agent told us we would need a competitive lender that could give us a leg up on the competition. Tom came highly recommended, and didn't disappoint. The quality of work, communication,...
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  • Encompass
    R
    Rohid N
    Woodbridge, VA
    Posted on June 30th, 2023 11:34 AM
    You care about your customer like a member of your family and specially about my situation I had you got personally involve and solve all problems you make me feel like family member and I aperaciate for everything
  • Zillow
    C
    Chris & K M
    Posted on May 21st, 2023 02:14 PM
    We ended up deciding between Tom and another lender, and we chose Tom because he took that extra step further than anyone we have ever dealt with. Tom treated us like family, always answered our calls, notified us to keep us in the loop during...
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  • Zillow
    C
    Chris & K M
    Bristow, VA
    Posted on May 21st, 2023 12:00 AM
    We ended up deciding between Tom and another lender, and we chose Tom because he took that extra step further than anyone we have ever dealt with. Tom treated us like family, always answered our calls, notified us to keep us in the loop during...
    read more
  • Encompass
    L
    Lynda E N
    Powhatan, VA
    Posted on May 11th, 2023 02:47 PM
    Great communication from everyone throughout the process, the timeliness of getting the deal done quickly and the mortgage approval process was quick and easy to respond to in the portal.
  • Encompass
    E
    Elisabeth C S
    Haymarket, VA
    Posted on April 13th, 2023 04:48 PM
    Tom is awesome! He is so responsive and very passionate about what he does! He has his client's best interest at heart!
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    About
    Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
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    Positions
    • TowneBank Mortgage (Formerly Monarch Mortgage) - Branch Manager
      Aug 1st, 2010 - Current
    Memberships
    • Prince William Association of Realtors
    • MBA
    Addresses and Serving Areas

    Year Started

    1987

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 203175
    Hobbies
    • Playing guitar and singing in an acoustic duo.
    Disclaimer
    FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138. FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area. This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.