

Tom Halfpap
Branch Manager | NMLS # 203175

Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Tom made the purchase of my new home an absolutely amazing experience! With the market being at ridiculous rates, upon trying to sell my house, Tom worked magic to make my mortgage approval as easy as possible. Tom went above and beyond the...
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Tom made the purchase of my new home an absolutely amazing experience! With the market being at ridiculous rates, upon trying to sell my house, Tom worked magic to make my mortgage approval as easy as possible. Tom went above and beyond the...
read more
Tom have great advice and always had an answer for my questions at any time of day
Reply from Tom Halfpap
February 8th, 2024 11:37 AM
Thank you so much for the positive feedback, Robert. I'm delighted to hear that you had a good experience with me at FitzGerald Financial. It's my priority to always provide timely, helpful advice to my clients, no matter the time of day. I...
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The quality and turnaround time was amazing for every step of the process. There was never a mistake to be corrected, or deadline to be missed. The overall communication and coordination was pleasant as well. Tom has a pleasant demeanor and...
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With the crazy housing market of northern VA in 2023, our agent told us we would need a competitive lender that could give us a leg up on the competition. Tom came highly recommended, and didn't disappoint. The quality of work, communication,...
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You care about your customer like a member of your family and specially about my situation I had you got personally involve and solve all problems you make me feel like family member and I aperaciate for everything
We ended up deciding between Tom and another lender, and we chose Tom because he took that extra step further than anyone we have ever dealt with. Tom treated us like family, always answered our calls, notified us to keep us in the loop during...
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We ended up deciding between Tom and another lender, and we chose Tom because he took that extra step further than anyone we have ever dealt with. Tom treated us like family, always answered our calls, notified us to keep us in the loop during...
read more
Great communication from everyone throughout the process, the timeliness of getting the deal done quickly and the mortgage approval process was quick and easy to respond to in the portal.
Tom is awesome! He is so responsive and very passionate about what he does! He has his client's best interest at heart!
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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