Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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The sound advice and warm personal touch!
Reply from Tom Halfpap
June 17th, 2024 03:45 PM
I'm truly grateful for your feedback, Max! Your kind words are a testament to the dedicated service I strive to provide. I'm glad to hear you found the advice helpful and appreciated the personal touch. Thank you for the five-star rating, it...
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Tom was ready at anytime to make sure we didn’t miss out on making an offer. He was always transparent and answered every question we had. Tom was dedicated to getting us the best rate possible and made sure we knew all the options.
Reply from Tom Halfpap
June 21st, 2024 03:34 AM
We're honored by your positive review. Feel free to reach out to us anytime you need assistance.
We applied to multiple lenders to compare for this home purchase and, hands down, Tom was the best choice for our business. His professionalism went above and beyond. He took the time to explain the process to first time home buyers, he offered...
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The whole process was smooth. You were keeping me informed all the time and you were very professional
Reply from Tom Halfpap
May 14th, 2024 04:14 PM
Thank you, Benyam, for taking the time to provide such a stellar rating! It was a pleasure to assist you. I'm thrilled to hear that you found the process smooth and appreciated the constant updates. I'm glad to know that we met your expectations....
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Tom made this process so easy! Answered all of our crazy questions and gave the best advice. Couldn't have gotten our dream house without him!
Reply from Tom Halfpap
May 15th, 2024 05:28 PM
Thank you for sharing your positive experience. We're honored to be your trusted mortgage advisors.
I will only recommend people to Tom. He was awesome! First time home buyer and he gave us so much advice and helped up through each step. Trust me, I had a lot of questions, and needed a lot of reassurance, and he had answers for everything....
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I will only recommend people to Tom. He was awesome! First time home buyer and he gave us so much advice and helped up through each step. Trust me, I had a lot of questions, and needed a lot of reassurance, and he had answers for everything....
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Professionalism, timeliness, and communication.
Reply from Tom Halfpap
March 1st, 2024 04:28 PM
I greatly appreciate your kind words, Edward. It's fantastic to hear you had a positive experience. Your recognition of the professionalism, timeliness, and communication exhibited during our interactions is highly valued. Always feel free...
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You’re the best Tom! Professional, knowledgeable, responsive, organized and personable! I wouldn’t do business with anyone else. Thank you Sir!
Reply from Tom Halfpap
February 21st, 2024 03:04 PM
I'm incredibly thankful for your kind words, Frank. It was an absolute pleasure to assist you and am happy you found my service professional and personable. Thank you again for your glowing review and the 5-star rating. They truly mean the...
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Tom was extremely helpful, friendly, and communicative! Even though it was last minute, he was able to get my wife and I approved for a loan which helped us close quickly on our new home!
Reply from Tom Halfpap
February 15th, 2024 08:30 PM
Griff, I am incredibly grateful for your kind words and 5-star rating! It was a pleasure to assist you and Amber with your loan, especially knowing how crucial it was for the closing of your new home. At FitzGerald Financial/TowneBank Mortgage,...
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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