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Tom White - Sr Loan Officer NMLS 359308 in Tampa, FL

Tom White

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Sr Loan Officer NMLS 359308

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Tom White (NMLS #359308) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing s... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • SFTP
    B
    Bryan J
    Seminole, FL
    Posted on May 31st, 2025 02:26 AM
    Tom is very knowledgeable and responsive
    Reply from Tom White
    June 15th, 2025 02:30 AM
    I'm glad to hear that you found my service knowledgeable and responsive, Bryan. It was a pleasure assisting you with your home purchase at Embrace Home Loans. Thank you for your kind words.
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    V
    Vince B
    Temple Terrace, FL
    Posted on May 18th, 2025 08:16 PM
    Tom's expertise
    Reply from Tom White
    June 2nd, 2025 08:17 PM
    I'm glad to hear that you found my expertise helpful during your loan process. It was a pleasure assisting you with your purchase at Embrace Home Loans. If you have any further questions or need assistance in the future, please feel free to...
    read more
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    E
    Elisabeth M
    Winter Garden, FL
    Posted on April 2nd, 2025 03:57 PM
    Tom was very profesional, helpful and knowledgeable. He was great to work with.
    Reply from Tom White
    April 17th, 2025 03:59 PM
    I'm glad to hear that you had a positive experience with your purchase loan process. It was a pleasure assisting you, and I appreciate your kind words.
  • SFTP
    R
    Rosemary S
    Land O'Lakes, FL
    Posted on March 6th, 2025 12:23 AM
    As far as the process of buying a home and all the paperwork, etc. That is not plesant. Tom White made the process as easy and pleasantly as possible. He is the BEST. In fact the sellers realtor loved working with Tom and is giving him future...
    read more
    Reply from Tom White
    March 21st, 2025 12:25 AM
    Rosemary, thank you so much for your kind words! I'm thrilled to hear that your home buying experience was as smooth as possible. It's always a pleasure to work with clients like you, and I'm delighted that even the seller's realtor enjoyed...
    read more
  • SFTP
    S
    Sarah R
    Land O'Lakes, FL
    Posted on March 5th, 2025 01:55 PM
    BEST I HAVE WORKED WITH IN A LONG TIME
    Reply from Tom White
    March 5th, 2025 03:13 PM
    Thank you Sarah for your review!
  • SFTP
    A
    Ann R
    New Port Richey, FL
    Posted on December 6th, 2024 06:42 PM
    The amount of documentation required was overwhelming. The experience was extremely stressful and frustrating.
    Reply from Tom White
    December 21st, 2024 06:46 PM
    I truly appreciate your feedback, Ann. I understand that the documentation process can seem overwhelming and I apologize if it caused any undue stress. It's crucial for us at Embrace Home Loans to ensure all regulations are met, hence the need...
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  • SFTP
    R
    Ramzy S
    New Port Richey, FL
    Posted on December 4th, 2024 01:18 AM
    Tom is very knowledgeable! He is very professional & easy to work with. Tome makes the transaction easy and smoothly.
  • SFTP
    C
    Chelsea Z
    Oldsmar, FL
    Posted on November 5th, 2024 04:28 PM
    Tom was excellent!
  • SFTP
    J
    James W
    Dade City, FL
    Posted on November 3rd, 2024 01:49 PM
    Tom goes above and beyond to be helpful answering questions and finding solutions. He is always a straight shooter and one hundred percent honest, which is why I have no hesitation in recommending him to my friends and family. Tom has done...
    read more
    Reply from Tom White
    November 4th, 2024 03:06 PM
    Thank you James!
  • SFTP
    K
    Kimberly B
    Redington Shores, FL
    Posted on September 25th, 2024 01:21 PM
    This was my 3rd mortgage with Embrace and Tom White. Tom once again was absolutely amazing and made this process so extremely easy. Thank you Tom!
    Reply from Tom White
    September 25th, 2024 02:32 PM
    As always it was a pleasure working with you! Thank you Kim for the review!
  • 21–30 of 200
    About
    Tom White (NMLS #359308) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Embrace Home Loans is proud to have Senior Loan Officer, Tom White as a part of the Embrace family. Tom believes a mortgage should be about building relationships, and helping his customers achieve their home financing goals, not just a transaction. As a Senior Loan Officer, Tom takes pride in his team and will always set a great example for his team and clients. Contact Tom today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Home Renovation Loan
    Fixed Rate Mortgages
    Non-QM
    Second Mortgages-Bank Statement
    Interest-Only Mortgages
    Cash-Out Refinances
    Investor Mortgages
    Specialities
    Home Equity Loan
    Property Value Certificate (guaranteed value upfront)
    Bank Statement Loans
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Apr 1st, 2015 - Current
    Memberships
    • BNI Platinum Member in Tampa
    • MBS Highway
    • The Board of Fellowship of Christian Athletes
    • View All
    Addresses and Serving Areas

    Year Started

    1986

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 359308
    Videos
    video
    Awards
    Top Producer
    Achievements
    • 3 kids through college
    Hobbies
    • Golf
    • Tennis
    • Biking
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.