Tom White
Sr Loan Officer NMLS 359308
Tom White (NMLS #359308) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing s... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Tom was very helpful with any questions I had. He also was available on the weekends if I was approaching a deadline for when documents needed to be submitted. Very helpful!
Reply from Tom White
January 19th, 2026 03:57 PM
Thank you Bradley. Working with you and your Father was a joy.
He was very personable, communicative, and knowledable.
Reply from Tom White
January 19th, 2026 03:58 PM
Thank you Jacqueline. Working with you and your clients is a joy!
Tom was great to work with throughout the mortgage process. He answered all my questions and worked to get me a low rate. Millie was also very good to work with. She made sure all documents were in place and kept me organized and informed....
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Reply from Tom White
January 2nd, 2026 05:26 PM
It's great to hear that your experience with the mortgage process was positive, Beverly. I’m glad I could assist with your questions and secure a low rate for you. It's also wonderful to know Millie's support was valuable in keeping everything...
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Tom made everything incredibly easy for us and explained everything to us with ease. He is very detail oriented and easy to work with . this is the second time we have used Tom's services and were were extremely pleased.
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Reply from Tom White
November 26th, 2025 03:21 PM
I'm pleased to know that the process was smooth and clear for you. It means a lot to hear that the details were handled to your satisfaction, and that working with me has been a positive experience both times. Your continued trust in my services...
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Tom and his team did an amazing job! Attention to detail, politeness, professional yet warm attitude. I cant say it loudly or often enough - I highly recommend Tam White and his team
Reply from Tom White
November 6th, 2025 11:36 PM
Thanks John, Customers like you make it easy to succeed!
Tom was so helpful, informative and so good with communication! We had such a short time frame and he make it happen. Thanks, Tom!
Reply from Tom White
October 21st, 2025 08:34 PM
Thanks to you and Sergio we made it happen! Congrats on your new home!
Tom explained every step in the process so there were no surprises. He kept me up to date and handled all the details. I was made to feel safe and that I was in good hands.Tom was very professional and in spite of my current circumstances was...
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Reply from Tom White
October 14th, 2025 05:35 PM
Thank you, Thomas, for sharing your experience. I'm pleased to know that you felt informed and secure throughout the process. It was important to me that there were no surprises and that you were comfortable every step of the way. I'm glad...
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Tom made sure everything was in and submitted in a timely manner. Throughout the whole process if I was unsure of anything or just wanted to know where we were at Tom was more than informative. What made this experience great was being able...
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Reply from Tom White
September 9th, 2025 03:02 PM
Thanks Saverio, I look forward to helping your next buyer!
Tom's the best banker in town !
Reply from Tom White
March 5th, 2026 08:56 PM
I'm glad to hear you feel that way, Josh. Your feedback is greatly appreciated. If there's anything more I can assist you with at Embrace Home Loans, feel free to let me know.
Tom was very quick and professional. We didn't have to ask or follow up for documents. He had everything ready on time
Reply from Tom White
August 8th, 2025 03:12 PM
Thanks Sean and I hope you and Emily enjoy your new home!
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About
Tom White (NMLS #359308) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Embrace Home Loans is proud to have Senior Loan Officer, Tom White as a part of the Embrace family. Tom believes a mortgage should be about building relationships, and helping his customers achieve their home financing goals, not just a transaction. As a Senior Loan Officer, Tom takes pride in his team and will always set a great example for his team and clients. Contact Tom today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Home Renovation Loan
Fixed Rate Mortgages
Non-QM
Second Mortgages-Bank Statement
Interest-Only Mortgages
Cash-Out Refinances
Investor Mortgages
Specialities
Home Equity Loan
Property Value Certificate (guaranteed value upfront)
Bank Statement Loans
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Positions
- Embrace Home Loans - Senior Loan OfficerApr 1st, 2015 - Current
Memberships
- BNI Platinum Member in Tampa
- MBS Highway
- The Board of Fellowship of Christian Athletes
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 359308
Videos
Awards
Top Producer
Achievements
- 3 kids through college
Hobbies
- Golf
- Tennis
- Biking
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.