Tom Stone

Senior Mortgage Banker | NMLS# 588863

Flat Branch Home Loans

4.9

(703)

Mortgage

Mortgage Loan Officer

Contact Info

(573) 489-4059

Columbia, MO

https://flatbranchhomeloans.com/team/tom-stone

Location & Business Hours

Business Hours

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM

Fri

8:30 AM to 5 PM(Open now)

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4.9

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Experience.com

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I utilized Tom Stone for the financing on my first home. He made the process as simple as possible and explained each step along the way. Tom was extremely responsive and always willing to answer questions. He followed up as deadlines approached...

Reply from Owner

July 14th, 2016 12:00 AM

Shannon, thank you so much. You made it easy for me.

top notch man. I'm a loan officer myself so I was thinking I'd notice flaws or delays in my loan process but there were none!... he did work! highly recommend.

Reply from Owner

July 14th, 2016 12:00 AM

James, you make me blush.

Tom Stone at Flat Branch Loans is the best mortgage banker we’ve ever dealt with. And the most responsive!!! He was ALWAYS available via email, phone or text. He went above and beyond, and surprised us by working way past office hours on many...

Reply from Owner

October 29th, 2015 12:00 AM

Thank you so much for the kind words.

Tom not only was polite and understood our problems, he let us know what to expect and what he has done in the past to help customers understand the process. He was up front on all the information that we would be exposed to and not only what...

I had decided to purchase a house last year, which was going to be a very big step for me. I was not sure if I would even qualify for a loan and if I did, then there was the stress of a down payment, closing costs and all those other expenses...

Tom is a real professional. He helped us navigate the refinance maze and suggested several options for consideration. He was flexible, responsive and even came to our home to sign papers in the evening. Couldn't ask for a better mortgage agent!...

Tom helped us through the process of our home refinance and made it as painless as possible. It was very helpful for us, being relatively unfamiliar with the process, for him to show us certain pitfalls that can be found for poor credit decisions...

Tom did an absolutely fantastic job with our original loan and subsequent refinancing. He was extremely responsive throughout the process via email and phone. He never hesitated to stop and explain different parts of the loan process to us....

Working with Tom made our house buying experience as smooth as can be! Tom was exceptionally knowledgable in both the local and macro markets, allowing him to translate that information into plain English. He was always straightforward when...

Tom helped guide us through our first home purchase. On top of the usual mortgage issue that can pop up when purchasing, we decided to buy a foreclosure that added another layer of complexity (or two) to the process. He expertly helped us navigate...

691–700 of 703

About

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Specialities

Conventional Loans

VA Loans

FHA Loans

USDA Loans

Reverse Mortgages

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