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Tom Stone - Senior Mortgage Banker | NMLS# 588863 in Columbia, MO

Tom Stone

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Senior Mortgage Banker | NMLS# 588863

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Overall Ratings
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5 Star
94%
4 Star
5%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • Encompass
    F
    Fred H C
    COLUMBIA, MO
    Posted on September 14th, 2024 02:17 PM
    Thom and his team made the entire process quick and easy.
    Reply from Tom Stone
    September 15th, 2024 06:18 PM
    Thank you for being awesome clients. We love repeat customers.
  • Encompass
    R
    Richard H
    BOONVILLE, MO
    Posted on September 13th, 2024 05:21 PM
    Tomstonehimsrlf
    Reply from Tom Stone
    September 13th, 2024 05:26 PM
    Thank you!!!!
  • Encompass
    J
    James M
    AUXVASSE, MO
    Posted on September 13th, 2024 02:01 PM
    Tom and his team at Flat Branch walked me through the first time home buying experience with attention to detail and appropriate level of expertise. I am going to recommend Flat Branch to all friends and family in the future. My experience...
    read more
    Reply from Tom Stone
    September 13th, 2024 05:26 PM
    Thank you so much. Very excited for you!!!
  • Encompass
    E
    Eric D
    CENTRALIA, MO
    Posted on September 13th, 2024 01:34 PM
    Tom was amazing and very on top of things!!
    Reply from Tom Stone
    September 13th, 2024 05:26 PM
    Thank you Eric. Enjoy your new home.
  • Encompass
    L
    Leah S B
    AUXVASSE, MO
    Posted on September 13th, 2024 12:47 PM
    During our journey into purchasing a new home, the entire team was very educational and understanding when it came to any and all questions we had. This is an arduous road to travel and the support we received was nothing short of amazing.
    Reply from Tom Stone
    September 13th, 2024 05:27 PM
    Thank you so much. Excited it all happened without a hitch.
  • Encompass
    M
    Mariah C
    Macon, MO
    Posted on September 8th, 2024 07:56 PM
    Tom and his team did an outstanding job from start to finish! His communication was clear and prompt, ensuring all my questions were answered quickly. I couldn't be more pleased with the level of service I received!
    Reply from Tom Stone
    September 9th, 2024 12:42 AM
    Thank you, Mariah...you make it easy being one of the best referral partners I have.
  • 3rd Party Review
    A
    Ashley D
    Ashland, MO
    Posted on September 6th, 2024 12:00 AM
    Tom and his team were great to work with.
  • 3rd Party Review
    A
    Abraham V
    Boonville, MO
    Posted on September 6th, 2024 12:00 AM
    I asked for a loan with a different lender but they kept coming up with excuses not to give me the loan, I was referred to Flat Branch and there were no issues. We’re very blessed to have found Flat Branch and Tom Stone.
  • 3rd Party Review
    J
    Jennifer G
    Columbia, MO
    Posted on September 6th, 2024 12:00 AM
    Tom was extremely thorough and quick to address our timelines. The entire team helped us as our situation changed quickly. We appreciate everyone's professionalism and commitment.
    Reply from Tom Stone
    March 10th, 2025 07:50 PM
    Jennifer, thank you so much for your kind words and for taking the time to leave such a wonderful review. It was truly a pleasure working with you, and I'm glad we could meet your needs, even as things changed along the way. Our team is committed...
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  • 3rd Party Review
    C
    Craig C
    COLUMBIA, MO
    Posted on September 6th, 2024 12:00 AM
    Great experience! Tom Stone is awesome he had great communication all the way through the process.
    Reply from Tom Stone
    October 8th, 2024 04:45 PM
    Craig, I'm truly honored by your review and the perfect rating. It's always my priority to keep my clients informed and comfortable throughout the process. I'm glad to know that your loan experience with Flat Branch Home Loans was great. If...
    read more
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loans
    VA Loans
    FHA Loans
    USDA Loans
    Reverse Mortgages
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Certified Mortgage Advisor
    • Columbia Rotary South
    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 588863
    Hobbies
    • Biking
    • Traveling
    • Spending time with family
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149