Tom Stone
Senior Mortgage Banker | NMLS# 588863
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Super easy and very informative
Reply from Tom Stone
January 3rd, 2025 04:34 AM
I'm thrilled to hear that you found the process easy and informative, Trevor. It's always my goal to provide clear, concise information to all of my clients. Your 5-star rating is greatly appreciated and it was truly a pleasure working with...
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Great Job!
Reply from Tom Stone
January 2nd, 2025 04:35 PM
I'm happy to hear you had a positive experience, Brittany! Your feedback means a lot to us at Flat Branch Home Loans. We always strive to provide top quality service to every guest, and I'm thrilled to hear that your experience reflected this...
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Mr. Stone was very helpful and was good at explaining things. Overall a very good experience!
Sara Hanks
Reply from Tom Stone
December 20th, 2024 05:38 PM
Thank you so much Sara. Being by family will be wonderful for you.
efficient, quick, kind - overall easy process & great working with you!!
Reply from Tom Stone
December 20th, 2024 05:39 PM
Thank you so much. We enjoyed working with you.
As promised, we landed the loan and ended up with a good experience the whole way through. There were no gotchas that we were not informed of up front and every question was explained thoroughly. In the end, we got our new home in Missouri!
Reply from Tom Stone
December 20th, 2024 05:38 PM
Thanks so much for your kind words, Paul! I'm thrilled to hear you had a smooth experience with Flat Branch Home Loans and that there were no surprises along the way. It's always my goal to ensure my clients understand each step of the process,...
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Tom was amazing to work with. Answered any questions we had with ease and quick response time. Would work wirh him again anytime!
Reply from Tom Stone
December 13th, 2024 02:31 PM
Abigail, thank you for the kind words. It was so amazing to help you. I hope you enjoy your home for many years to come!!!
Tom and his team are great educators and communicators to the home loan process. Tom is readily available when needed and a wonderful, genuine person.
Reply from Tom Stone
December 13th, 2024 02:34 PM
Megan, we love that you are a repeat customer and hope you enjoy this new home with your family.
Tom is always available to answer questions. He makes the lending portion of the homebuying experience easy. This is the third time we've used Tom Stone and Flat Branch when buying a home, and we've received the excellent customer service each...
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Reply from Tom Stone
December 10th, 2024 03:59 PM
Adam, repeat clients is what we are all about. Thank you so much. I look forward to our next experience.
He always knew what he was doing, always kind, and made this as EASY as it could possibly be. We loved working with him.
Reply from Tom Stone
December 6th, 2024 04:53 PM
Thank you so much. I hope you enjoy your new place and all the fun things you get to do to make your home.
Great communication! Very professional! Thank you for all your help!
Reply from Tom Stone
December 6th, 2024 02:35 PM
Thank you, Natalie. You were a great agent and thank you for all your help in finding our clients the perfect home.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Reverse Mortgages
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Memberships
- Certified Mortgage Advisor
- Columbia Rotary South
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 588863
Hobbies
- Biking
- Traveling
- Spending time with family
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149