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Tom Smith - Loan Officer | NMLS# 2644903 in Troy, AL

Tom Smith

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Loan Officer | NMLS# 2644903

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Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve ... Show More
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Overall Ratings
4.97
(64)
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Reviews from Web
  • 5.0
    Encompass
    M
    Mark G
    Troy, AL
    Posted on July 10th, 2026 04:33 PM
    He kept the clients well informed of during this process.
    Reply from Tom Smith
    July 10th, 2026 05:01 PM
    Thank you Mark. It was a pleasure working with you and I hope we can work together again in the future.
  • 5.0
    Encompass
    L
    Latavia B
    Troy, AL
    Posted on July 7th, 2026 12:09 PM
    Tom was very communicative and very informative through the entire proces. He answered questions timely and effectively. We received continuous updates so we were never left wondering what would be next. Tom was awesome and I would highly recommend...
    read more
    Reply from Tom Smith
    July 7th, 2026 01:20 PM
    Thank you for the review. It is always a pleasure working with people I call friends! I know you will enjoy your new home.
  • 5.0
    Encompass
    B
    Benwana D S D
    Troy, AL
    Posted on July 7th, 2026 12:04 PM
    What made iy it great was that everything was so easy going and the whole process was done quickly!
    Reply from Tom Smith
    July 7th, 2026 01:21 PM
    Ben, you were great to work with! Thanks for trusting me with your home loan. I know you will enjoy the new home!!
  • 5.0
    Encompass
    K
    Kenneth W D
    Troy, AL
    Posted on June 30th, 2026 02:06 PM
    Tom made the whole process simple.
    Reply from Tom Smith
    June 30th, 2026 02:20 PM
    Thank you, Kenneth. It was a pleasure working with you! Thank you for the review.
  • 5.0
    Encompass
    J
    Jason B
    Troy, AL
    Posted on June 29th, 2026 12:30 PM
    Tom was always available for questions and found good answers and/or options for my client! Communication was top level from the start! Much appreciated!
    Reply from Tom Smith
    June 29th, 2026 01:21 PM
    Thank you for the review. It was a pleasure working with you and I hope we can work together again in the future!
  • 5.0
    Encompass
    C
    Chelsea M S
    Troy, AL
    Posted on June 26th, 2026 12:05 PM
    He answered all of my questions, and he was quick to get more info (est. monthly payment, loan total, etc.) to me and my realtor as we looked into different homes. Overall, a wonderful person to work with!
    Reply from Tom Smith
    June 26th, 2026 03:23 PM
    Thank you. You were awesome to work with. It was a pleasure. Enjoy your new home.
  • 5.0
    Encompass
    J
    Jonathan E
    Troy, AL
    Posted on June 26th, 2026 12:03 PM
    Tom made the whole process very smooth and was always quick to get back to us when we had any questions! We'd definitely recommend him!
    Reply from Tom Smith
    June 26th, 2026 03:24 PM
    Thank you for the kind words, Jonathan. I'm glad to hear that the process was smooth for you. Thank you for your recommendation!
  • 5.0
    Encompass
    M
    Mackenzie E P
    Troy, AL
    Posted on June 4th, 2026 03:43 PM
    Tom was great to work with and willing to answer any questions I had. He made buying my first house super easy. I would highly recommend him to anyone looking to purchase a home.
    Reply from Tom Smith
    June 4th, 2026 03:45 PM
    Thanks for the review, Mackenzie! It was a pleasure working with you and I hope you enjoy your new home!
  • 5.0
    Encompass
    P
    Penny V H
    Troy, AL
    Posted on May 23rd, 2026 01:59 PM
    I have had the pleasure to work with Tom on several occasions. As a realtor I have only received positive feedback from clients concerning thier experience with Tom , it mimics my experience as well . Tom is patient, informative and always...
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    Reply from Tom Smith
    June 4th, 2026 03:46 PM
    Thank you, Penny. It is always a pleasure working with you!
  • 5.0
    Encompass
    K
    Keyonia G
    Brundidge, AL
    Posted on April 17th, 2026 12:05 PM
    Mr. Smith went above and beyond to ensure we received the best experience when buying our home. He was truly a pleasure to work with, and very informative to any information we had questions about. I highly recommend his service for future...
    read more
    Reply from Tom Smith
    May 18th, 2026 05:16 PM
    It was great working with you. Thanks again for putting your trust in us.
  • 10 of 64
    About
    Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we can fund a loan, we do it. We do it with care because we are The People People!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA RD Loans
    Jumbo Loans
    FTHB Loans
    Construction Loans
    Modular Homes Loans
    View All
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    Addresses and Serving Areas

    Year Started

    2024

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 2644903
    Hobbies
    • Anything outdoors and spending time with my wife and 3 daughters.
    • Spending time with family. Outdoor activities. Golf.
    • Spending time with family, Anything Outdoors, Golf, Fishing, Home DIY projects
    • View All
    Disclaimer
    Equal Housing Opportunity NMLS# 70876. For legal information, visit https://assurancemortgage.com/legal/. Find privacy policy at https://assurancemortgage.com/privacy-policy/. For licensing information, go to www.nmlsconsumeraccess.org.