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Tom Michalak - Mortgage Banker | NMLS # 1065246 in Westchester, IL

Tom Michalak

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Mortgage Banker | NMLS # 1065246

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“THE RIGHT MORTGAGE IS A KEY COMPONENT IN A SUCCESSFUL FINANCIAL PORTFOLIO. I’M HERE TO GET YOU THAT MORTGAGE.” Tom Michalak, mortgage banker, uses his passion for numbers and financial markets to create loan programs tailored to individual... Show More
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  • Encompass
    M
    Martha A
    La Grange, IL
    Posted on February 15th, 2025 02:06 PM
    Tom was prompt and concise with everything! He
  • Encompass
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    Kenneth A
    La Grange, IL
    Posted on February 13th, 2025 01:52 PM
    Tom was a great help along the process
  • Zillow
    K
    Kathryn R
    Chicago, IL
    Posted on January 27th, 2025 12:00 AM
    Recommend! Tom and his team got the job done with speed and accuracy. Very easy process - I am happy with my rate and service. I felt like I knew what was happening at all times!
  • Encompass
    K
    Kathryn R
    Chicago, IL
    Posted on January 24th, 2025 01:58 PM
    Tom was very responsive, reassuring and knowledgeable as I went through my first home buying experience! I am happy with my rate and the service provided
  • Encompass
    J
    Jeffrey T
    Western Springs, IL
    Posted on December 23rd, 2024 06:12 PM
    Communication was terrific
  • Encompass
    S
    Sean B
    Western Springs, IL
    Posted on November 11th, 2024 02:36 PM
    Tom's the best in the business!
  • Encompass
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    James D A
    Loxahatchee, FL
    Posted on September 20th, 2024 11:25 AM
    I have done several transactions with Tom and his team. It is always easy, but this one in particular was a breeze. It literally surprised me with how quickly we were clear to close, and it really went off without a hitch. Overall, this greatly...
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  • Zillow
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    T S
    Punta Gorda, FL
    Posted on June 22nd, 2024 12:00 AM
    Tom was extremely helpful and efficient. He explained the process and made it painless!! Tom always responded to my questions immediately, nothing was ever a bother. I would highly recommend Tom and his Team at United Home Mortgage! Special...
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  • Encompass
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    Kimberly S S
    Punta Gorda, FL
    Posted on June 19th, 2024 12:33 PM
    Easy and smooth! Any questions were answered immediately. Many thanks to Tom for a fantastic journey!
  • Encompass
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    Terrence R S
    Punta Gorda, FL
    Posted on June 19th, 2024 11:28 AM
    Tom made this process painless, he was always available to answer questions promptly and guided us through the process seamlessly. Use of the portal for documents helped expedite the process and store all documents negating resending over and...
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    About
    “THE RIGHT MORTGAGE IS A KEY COMPONENT IN A SUCCESSFUL FINANCIAL PORTFOLIO. I’M HERE TO GET YOU THAT MORTGAGE.” Tom Michalak, mortgage banker, uses his passion for numbers and financial markets to create loan programs tailored to individual cash-flow needs. He states, “I traded stock options for twenty years before joining the mortgage industry five years ago. There’s a lot of honesty in numbers, and I’m here to show clients how to use their assets, income and mortgage numbers for long-term gain.” Prior to joining United Home Loans, Tom served many happy clients as a loan officer at Midwest Lending. His strong financial background, along with his desire to share honest mortgage advice, was a perfect fit for United Home Loans. “UHL gives me access to everything I need to help clients get the best mortgage quickly and without stress,” he states. “It’s rare to find these cutting-edge resources inside of a family-run mortgage company that puts client service first.” In addition to his professional achievements, Tom attended Loras College in Dubuque, Iowa. Originally from Northbrook, he currently resides in Western Springs with his wife and two daughters. Tom is ready to provide honest advice to borrowers at any stage in life who need help deciding what mortgage is the best fit. If you’re looking for insight that evaluates how each loan option affects your financial portfolio, contact Tom today.
    Products & Services
    Mortgage Loan Officer
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    Licenses
    • NMLS # 1065246
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