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Tom Michalak - Mortgage Banker | NMLS # 1065246 in Westchester, IL

Tom Michalak

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Mortgage Banker | NMLS # 1065246

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“THE RIGHT MORTGAGE IS A KEY COMPONENT IN A SUCCESSFUL FINANCIAL PORTFOLIO. I’M HERE TO GET YOU THAT MORTGAGE.” Tom Michalak, mortgage banker, uses his passion for numbers and financial markets to create loan programs tailored to individual... Show More
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  • Encompass
    C
    Christine T
    Lemont, IL
    Posted on July 18th, 2026 12:24 PM
    Tom was very pleasant and very responsive throughout this whole process.
  • Encompass
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    Sarah T
    Lemont, IL
    Posted on July 18th, 2026 11:45 AM
    fast and efficent communication. thorough.
  • Encompass
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    Cathryn O
    Western Springs, IL
    Posted on May 5th, 2026 01:06 PM
    friendly, caring, supportive, and made me feel very comfortable during the whole entire loan purchase
  • Encompass
    K
    Kyle G H
    Wilmette, IL
    Posted on December 16th, 2025 08:47 PM
    Very responsive. Gave great advice.
  • Encompass
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    Lauri J H
    Wilmette, IL
    Posted on December 16th, 2025 03:40 PM
    Grea tto work with, friendly and knowledgeable
  • Encompass
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    Amy P
    Oswego, IL
    Posted on November 3rd, 2025 12:36 PM
    Tom was always responsive and answered all our questions.
  • Encompass
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    Darcey R G
    BROOKFIELD, IL
    Posted on October 29th, 2025 12:50 PM
    Tom is always quick to respond and knowledgeable on different scenarios to best fit our needs. We worked with Tom for our purchase and refinance and the process was made so easy with his guidance. Truly grateful for all of his help and would...
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  • Encompass
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    Mark A W
    South Haven, MI
    Posted on August 16th, 2025 01:14 PM
    Tom provided outstanding service, knowledge, and advice. His communication was excellent and he was very fast to respond to any questions. Tom made the entire process smooth, efficient, and stress free.
  • Encompass
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    Kathleen D
    Brookfield, IL
    Posted on July 2nd, 2025 03:27 AM
    Tom made a complex process feel simple and stress-free. He was exceptionally communicative, always quick to respond, and readily answered all of my questions. I would highly recommend working with Tom.
  • Encompass
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    Natalie E P
    Clarendon Hills, IL
    Posted on June 14th, 2025 01:18 AM
    We love Tom!!!
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    About
    “THE RIGHT MORTGAGE IS A KEY COMPONENT IN A SUCCESSFUL FINANCIAL PORTFOLIO. I’M HERE TO GET YOU THAT MORTGAGE.” Tom Michalak, mortgage banker, uses his passion for numbers and financial markets to create loan programs tailored to individual cash-flow needs. He states, “I traded stock options for twenty years before joining the mortgage industry five years ago. There’s a lot of honesty in numbers, and I’m here to show clients how to use their assets, income and mortgage numbers for long-term gain.” Prior to joining United Home Loans, Tom served many happy clients as a loan officer at Midwest Lending. His strong financial background, along with his desire to share honest mortgage advice, was a perfect fit for United Home Loans. “UHL gives me access to everything I need to help clients get the best mortgage quickly and without stress,” he states. “It’s rare to find these cutting-edge resources inside of a family-run mortgage company that puts client service first.” In addition to his professional achievements, Tom attended Loras College in Dubuque, Iowa. Originally from Northbrook, he currently resides in Western Springs with his wife and two daughters. Tom is ready to provide honest advice to borrowers at any stage in life who need help deciding what mortgage is the best fit. If you’re looking for insight that evaluates how each loan option affects your financial portfolio, contact Tom today.
    Products & Services
    Mortgage Loan Officer
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    Licenses
    • NMLS # 1065246
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