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Guild Mortgage - Tom Lutz
Branch Manager | NMLS# 135170

With 30 years of experience in the mortgage industry, I am dedicated to providing you with the best options in home financing. Whether you’re looking to purchase a new property or refinance your current home, my goal is to tailor a loan sol... Show More
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Tom is an excellent resource of knowledge and is excellent with educating and assisting first time buyers through the mortgage process.
Reply from Tom Lutz
July 13th, 2026 01:57 PM
Donna, I'm pleased to know that you found my knowledge and assistance helpful during the mortgage process. Supporting first-time buyers like you is something I truly value. If there's anything else you need, feel free to reach out.
Guild Mortgage - Tom Lutz has received a review with 5 star rating from Deskil O
Excellent service from start to finish! You made the home-buying process smooth and stress-free, and you were always kind, professional, and helpful. I truly appreciate everything you did for me. I highly recommend you to anyone looking for...
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Reply from Tom Lutz
July 13th, 2026 01:50 PM
Thank you for your kind words, Desulme. I'm glad I could make the home-buying process smooth and stress-free for you. Your recommendation means a lot to me, and if you ever need anything in the future, please feel free to reach out.
Tom was a pleasure to work with!
Reply from Tom Lutz
July 13th, 2026 01:17 PM
I'm pleased to hear that you had a positive experience working with me, Jessica. If there's anything else I can help you with in the future, please let me know.
Tom did an amazing job!! My clients were extremely satified with his services.
Reply from Guild Mortgage - Tom Lutz
July 1st, 2026 03:49 AM
I'm pleased to hear that your clients were satisfied with my services, Kettybel. It's great to know I could assist effectively. If there's anything else I can do for you or your clients, please let me know.
Tom cut-out the guess work and made buying our home painless.
Reply from Tom Lutz
June 25th, 2026 02:08 PM
I'm grateful for your kind words, Koleman. It's good to know that I could make the home buying process straightforward and stress-free for you. If you need any further assistance, I'm here to help.
Guild Mortgage - Tom Lutz has received a review with 5 star rating from Megan R
Tom was verry communicative! Was so helpful. He answered the phone or would call you back so fast. Would answer any questions we had an if he didn't know the answer he would find it out for us. He got everything done as quick an efficient as...
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Reply from Tom Lutz
June 4th, 2026 04:02 PM
Thank you, Megan, for sharing your positive experience with Tom. We're pleased to hear how communicative and personable he was throughout the process, making everything quick and efficient for you. Your feedback is valued, and we're glad the...
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Tom makes himself available for his clients whenever needed. He is always quick to respond and answer any questions or needs for a transaction. I recommend him strongly to anyone!
Reply from Tom Lutz
May 29th, 2026 02:59 PM
I appreciate your strong recommendation, Chris. I'm glad to hear that my availability and responsiveness have been helpful to you. If you ever need anything else, please feel free to reach out.
It closed on time and the communication was good
Reply from Tom Lutz
May 26th, 2026 02:35 PM
I'm happy to hear that everything closed on time and that you appreciated the communication, Kim. If you have any more questions or need further assistance, I'm here to help.
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About
With 30 years of experience in the mortgage industry, I am dedicated to providing you with the best options in home financing. Whether you’re looking to purchase a new property or refinance your current home, my goal is to tailor a loan solution that fits your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the states of Delaware, Florida, Maryland and Pennsylvania.; NMLS ID: 135170; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.