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Tom Kronen - Reverse Mortgage Advisor in Santa Barbara, CA

Tom Kronen

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Reverse Mortgage Advisor

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I strongly believe that a HECM reverse mortgage, especially when used as part of a coordinated financial strategy, can solve many challenges that older homeowner’s face in retirement. I have been a reverse mortgage advisor for 20+ years an... Show More
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Reviews from Web
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    Patty S
    Posted on March 26th, 2026 12:00 AM
    Tom was great in helping me through the reverse Mortgage process. Always there when I had questions even after. Very personable and friendly. And if you can’t go there he will come to you. We still talk every now and again just to check in.
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    Karen H
    Posted on October 24th, 2025 12:00 AM
    Tom, was extremely helpful getting through the loan process. We had a few hiccups, but Tom was there to help and get us to light at the end of the tunnel! He was easy to work with and had a positive attitude the whole time. And, it seemed like...
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    Karen A H
    Solvang, CA
    Posted on October 22nd, 2025 05:16 PM
    Tom Kronen made it easier to complete all the demands from mutual of Omaha..
    Reply from Tom Kronen
    October 23rd, 2025 11:24 PM
    Thank you for your patience and willingness to always provide the things I asked for. A lot of moving parts on this one but we got it done!! :)
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    Todd B
    Posted on August 27th, 2025 12:00 AM
    Tom was great to work with in my obtaining a reverse mortgage through Mutual of Omaha. He was thorough and guided me every step of the way. Actually, he made the whole process very easy. Was a pleasure working with him.
    Reply from Tom Kronen
    October 23rd, 2025 11:25 PM
    It was a pleasure working with you and Richard. You made my job easy and I'm glad we were able to get this done quickly. - Tom
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    Sally G
    Posted on August 12th, 2025 12:00 AM
    I would like to highly recommend Tom Kronen of Mutual of Omaha. He has been assisting me with a Reverse Mortgage since April. He has patiently assisted me with all the particulars. Tom has met with me on many occasions clarifying the particulars,...
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    Reply from Tom Kronen
    October 23rd, 2025 11:26 PM
    Thank you Sally for your kind words. I look forward to seeing you soon.
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    Scott B
    Posted on August 9th, 2025 12:00 AM
    Tom’s expertise and professionalism in handling our loan was very reassuring. He is extremely knowledgeable in all aspects of Reverse Mortgages and kept us informed throughout the entire process. When an issue or two came up, he quickly resolved...
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    Reply from Tom Kronen
    August 27th, 2025 10:03 PM
    Thank you, Scott, for sharing your experience. I'm glad to hear that my expertise and professionalism provided reassurance during the loan process. Keeping clients informed and resolving issues efficiently is always a priority for me. I appreciate...
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    Kim M
    Posted on July 24th, 2025 12:00 AM
    Our Reverse Mortgage experience with Tom Kronen at Mutual of Omaha was perfect. Although, I had expected it to go quick and easy, my Legal Separation continued to surprise me with delay after delay and unexpected twists & turns legally. Tom...
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    Reply from Tom Kronen
    October 23rd, 2025 11:27 PM
    Hi Kim - there were some surprises and learning moments for all of us. But in the end we achieved success! Thank you for your patience.
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    Kimberly P M
    Encino, CA
    Posted on July 23rd, 2025 11:15 PM
    Professional, friendly, empathic, great follow-up, knowledgeable, honest and forthcoming about the next step. Our experience could not have been better.
    Reply from Tom Kronen
    July 28th, 2025 11:16 PM
    Thank you for your thoughtful review, Kimberly. I'm truly pleased to know that you found my approach professional and that the follow-up process met your expectations. It was important to me to be honest and clear about each step during our...
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    Sally D G
    Carpinteria, CA
    Posted on July 21st, 2025 04:13 PM
    Very patient and understending of my needs and questions.
    Reply from Tom Kronen
    July 26th, 2025 04:14 PM
    I appreciate your kind words, Sally. I'm glad I could be patient and help answer your questions. Supporting you through this process at Mutual of Omaha was important to me. If you have any more questions in the future, don’t hesitate to get...
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    William H
    Posted on July 17th, 2025 12:00 AM
    I had a great experience with Tom. He was very knowledgeable regarding the options I had based on my financial situation. He carefully gave me my options and explained the whole process of reverse mortgages thoroughly. His responses to my calls...
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  • 11–20 of 45
    About
    I strongly believe that a HECM reverse mortgage, especially when used as part of a coordinated financial strategy, can solve many challenges that older homeowner’s face in retirement. I have been a reverse mortgage advisor for 20+ years and I can draw from that experience and expertise to be one of the best advisors in the industry. Honesty and integrity drive me to provide a high level of service to my clients and business partners. I look forward to serving you with exceptional insight and advice on this financial product.
    Products & Services
    Mortgage Loan Officer
    Reverse Loans
    Specialities
    Reverse Mortgages
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    Memberships
    • The Friendship Paddle

    Year Started

    2002

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 582987
    Hobbies
    • Surfing
    • Skiing
    • Hiking