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Tom Kronen - Reverse Mortgage Advisor in Santa Barbara, CA

Tom Kronen

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Reverse Mortgage Advisor

Mutual of Omaha Mortgage
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I strongly believe that a HECM reverse mortgage, especially when used as part of a coordinated financial strategy, can solve many challenges that older homeowner’s face in retirement. I have been a reverse mortgage advisor for 20+ years an... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(805) 895-0471
Santa Barbara, CA
mutualreverse.com/tom-kronen
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    Doug L
    Posted on July 30th, 2026 12:00 AM
    We worked with Tom on our RM and only great things to say, kept us informed, guided the process and got it done. Highly recommend.
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    George W F
    Santa Barbara, CA
    Posted on July 27th, 2026 10:35 PM
    Local contact, good communication, easy to work with and very capable in getting things done.
    Reply from Tom Kronen
    August 3rd, 2026 03:38 PM
    George, I'm grateful for your positive feedback. It's great to hear that you found the communication effective and the process seamless. Thank you for choosing to work with me at Mutual of Omaha!
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    Bill F
    Posted on July 27th, 2026 12:00 AM
    Tom made our path to securing a reverse mortgage as direct and smooth as possible. He is accessible, knowledgeable, well-connected in the community and a clear communicator. We were well-informed of all our options at every step of the process....
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    Dorinda M
    Santa Barbara, CA
    Posted on May 23rd, 2026 07:38 PM
    Tom was informative, easy to communicate with and readily available to answer questions throughout the loan process.
    Reply from Tom Kronen
    May 28th, 2026 07:39 PM
    Dorinda, I appreciate your kind words. I'm glad I could be informative and available to assist you during the loan process. Thank you for choosing Mutual of Omaha!
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    Mary W
    Carpinteria, CA
    Posted on April 7th, 2026 11:18 PM
    Tom refinanced the HECM mortgage that he had set up before for my late husband and myself. He helped the second time around go well for me, doing it by myself. It's an involved process, which I knew, but went as smoothly as possible. Thank...
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    Reply from Tom Kronen
    April 13th, 2026 01:57 PM
    Mary, I'm glad to hear that the refinancing process went smoothly for you this time. It was important to me to assist you through this involved process, especially under such personal circumstances. Thank you for your kind words and trust in...
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    Jim D
    Posted on April 7th, 2026 12:00 AM
    Hi, I'm Jim. I had the good fortune that a trusted and very knowledgeable friend recommended Tom Kronen when I began contemplating a reverse mortgage. She was right on, Tom was an excellent guide through the process. Early this year I was considering...
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    Anne M
    Posted on April 7th, 2026 12:00 AM
    We can't say enough good things about how helpful and enjoyable Tom has been to work with. He is always willing to answer our questions and give us the time we need to understand everything. Tom is professional, diligent, a reliable. Instead...
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    Patty S
    Posted on March 26th, 2026 12:00 AM
    Tom was great in helping me through the reverse Mortgage process. Always there when I had questions even after. Very personable and friendly. And if you can’t go there he will come to you. We still talk every now and again just to check in.
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    Karen H
    Posted on October 24th, 2025 12:00 AM
    Tom, was extremely helpful getting through the loan process. We had a few hiccups, but Tom was there to help and get us to light at the end of the tunnel! He was easy to work with and had a positive attitude the whole time. And, it seemed like...
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    Karen A H
    Solvang, CA
    Posted on October 22nd, 2025 05:16 PM
    Tom Kronen made it easier to complete all the demands from mutual of Omaha..
    Reply from Tom Kronen
    October 23rd, 2025 11:24 PM
    Thank you for your patience and willingness to always provide the things I asked for. A lot of moving parts on this one but we got it done!! :)
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    About
    I strongly believe that a HECM reverse mortgage, especially when used as part of a coordinated financial strategy, can solve many challenges that older homeowner’s face in retirement. I have been a reverse mortgage advisor for 20+ years and I can draw from that experience and expertise to be one of the best advisors in the industry. Honesty and integrity drive me to provide a high level of service to my clients and business partners. I look forward to serving you with exceptional insight and advice on this financial product.
    Products & Services
    Mortgage Loan Officer
    Reverse Loans
    Specialities
    Reverse Mortgages
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    Memberships
    • The Friendship Paddle

    Year Started

    2002

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 582987
    Hobbies
    • Surfing
    • Skiing
    • Hiking
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