

Tom Heath
VP/Senior Loan Officer | NMLS #182420

Tom has been involved with the Tucson Community for the 30 years he has lived in the Old Pueblo. He takes great pride in his social and professional development activities. In addition to being a top producing loan officer with close to 25 ... Show More
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Clear steps, quick and accurate responses.
Reply from Tom Heath- The Mortgage Guidance Gr...
November 6th, 2025 06:06 PM
Thanks Matt! Glad we could help.
Tom fully educated me, answered my questions, was available and kept me informed in all steps of the process.
Reply from Tom Heath- The Mortgage Guidance Gr...
November 6th, 2025 06:37 PM
Thank you so much for taking the time to share your experience! You and Matt were awesome to work with.
Communication and each person was personable. Timely and painless.
Reply from Tom Heath- The Mortgage Guidance Gr...
November 3rd, 2025 04:27 PM
Thanks Sally! It was great to work with you.
Tom made the process extremely easy for me and I was able to focus on other aspects of purchasing a home.
Reply from Tom Heath- The Mortgage Guidance Gr...
October 23rd, 2025 11:13 PM
Thanks Garrett- we are all excited for you and this home!
TOM! He was wonderful to work with. Easy to reach. Super helpful. My client is a veteran and it had been a long time since I was involved in a VA loan. No need to worry, Tom helped me so well, it didn't seem hard at all! He was amazing! I will...
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Reply from Tom Heath- The Mortgage Guidance Gr...
October 23rd, 2025 11:13 PM
Thanks Martha! It's always a team effort and I appreciate your tenacity on behalf of your client.
Sometimes I don't know what I should know. It's better to provide detailed process explanatio. Also, communication can be hard sometimes. More calls or texts are better.
Reply from Tom Heath
October 17th, 2025 03:10 PM
Thank you for your feedback, Xiaoman. I understand how important it is to have clear, detailed explanations throughout the process. Your suggestions about improving communication are appreciated, and I will make efforts to ensure more consistent...
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Tom went above and beyond to help us
Reply from Tom Heath
October 6th, 2025 07:57 PM
It's great to hear that my efforts met your expectations, Peter. Going the extra mile is something I strive for with all my clients. If there's anything else you need or if you have questions in the future, please feel free to reach out. Thank...
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Lots of info. along the way
Reply from Tom Heath
October 6th, 2025 12:32 PM
Thank you for the excellent rating, Laurie. I'm glad to know you found the information provided helpful throughout the process. If you have any other questions or need assistance in the future, please don't hesitate to get in touch.
Tom is fantastic! I am so happy that I had the opportunity to work with him.
Reply from Tom Heath
September 23rd, 2025 04:03 PM
Thansk Diane- welcome back to Arizona!!
Communication
Reply from Tom Heath
September 22nd, 2025 04:18 PM
Thansk Waco! Always great to work with your team.
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About
Tom has been involved with the Tucson Community for the 30 years he has lived in the Old Pueblo. He takes great pride in his social and professional development activities. In addition to being a top producing loan officer with close to 25 years of experience, Tom donates his time to area organizations like The Downtown Tucson Partnership, Tucson Festival of Books, Local First Arizona, and his Radio Show/Podcast – “Life Along the Streetcar.”
Professionally he has served as President of the Southern Arizona Mortgage Lenders Association, Chair of the Downtown Tucson Partnership and sat on several boards, including the Tucson Association of REALTORS®.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Home Loan Options for Purchase and Refinance
Conforming Loans (Fannie Mae and Frediie Mac)
FHA Loans
VA Loans
USDA Loans
Down Payment Assistance
Jumbo Loans
Physician's Loans
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Positions
- The Heath Team @ NOVA® Home Loans - Senior Loan OfficerMar 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #182420 AZ, CA, WA
- OR #182420
Achievements
- Mulit Year Chairman Club
- TAR Affiliate of the Year
- Common Ground Award
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Hobbies
- Show Host- Life Along the Streetcar- www.DowntownRadio.org
- Road Cycling
Disclaimer
Tom Heath, VP/Senior Loan Officer, NMLS #182420| Nova Financial & Investment Corporation, dba NOVA® Home Loans NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 |Equal Housing Opportunity