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  • NMLS #182420 AZ, CA, WA
  • OR #182420
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Tom Heath, VP/Senior Loan Officer, NMLS #182420| Nova Financial & Investment Corporation, dba NOVA® Home Loans NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 |Equal Housing Opportunity
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5.0
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Geethmi D
Posted on February 29th, 2024 02:16 PM
Tom is friendly, professional and responsive. No matter what dumb question you ask, he’d educate you in plain English, explaining all the business terms. He is a good advisor. Loved doing business with him
5.0
Encompass
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Dissanayake M D
Tucson, AZ
Posted on February 29th, 2024 02:11 PM
Tom is an excellent advisor. He reserves more than enough time to educate his customers. He’d keep an eye on the market, taking the burden off of the customer’s shoulders to monitor something they are not well versed in
Reply from Tom Heath
February 29th, 2024 03:09 PM
Thank you for taking the time to share your experience with us. We are so excited for you and your brand new home and are greatful for your trust in us. We look forward to continuing to support you in the future. Please don't hesitate to reach...
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5.0
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Deja C O
Tucson, AZ
Posted on February 27th, 2024 12:21 AM
Tom took the time to really educate me on the processes of home loans. As a first time buyer, I appreciate how willing and available he was to help me learn and make informed decsions.
Reply from Tom Heath
February 29th, 2024 03:25 AM
Thanks for the kind remarks. You were quite prepared and glad we could help!
3.5
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Kathleen A G
Tucson, AZ
Posted on February 20th, 2024 04:39 PM
Timely information, friendly service, explained everything well
5.0
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Margaret W
Tucson, AZ
Posted on February 19th, 2024 05:14 PM
Tom and his team kept us in the loop with weekly updates. Never a need for questions when the communication is consistent and informative. Thank you for a smooth transaction.
Reply from Tom Heath
February 19th, 2024 07:35 PM
Thanks so much for taking the time to send those kind words! Have a great day.
5.0
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Alicia P
Tucson, AZ
Posted on January 4th, 2024 04:00 PM
Tom was a fantastic lender to work with and very communicative!
Reply from Tom Heath
January 4th, 2024 04:09 PM
Yay! It is always a team effort to make things work smoothly and the Alder Group was a huge part of that. Thanks for sharing.
5.0
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Eric C L
Oro Valley, AZ
Posted on December 23rd, 2023 06:17 PM
From beginning to end of the process Tom was very helpful and communicative throughout. He went out of his way "show us whats under the hood" of the loan process and how things are calculated. Would definitely go back for any loans or refinancing....
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Reply from Tom Heath
January 4th, 2024 04:08 PM
Thank you so much for the kind words. Congrats on the new home and wishing you a prosperous 2024!
5.0
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Alan A
Tucson, AZ
Posted on December 17th, 2023 04:24 AM
Good work, on time
Reply from Tom Heath
December 18th, 2023 05:20 PM
Thanks Alan-- takes a team to make it smooth and we appreciate your efforts!
5.0
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Susan M N
Marana, AZ
Posted on November 13th, 2023 04:13 PM
We were informed all along the process. E signing makes it easy. Closing date had to be changed at the last minute and everything was completed.
Reply from Tom Heath
November 13th, 2023 04:22 PM
Thank you Sue. Excited for your move to Tucson!
5.0
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Jeff E
Posted on November 10th, 2023 06:18 PM
Tom and his team provided excellent communication. Set expectations upfront, and then exceeded them! Tom and his team genuinely care about providing the best loan solution for their borrowers. We highly recommend The Mortgage Guidance Group!...
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Reply from Tom Heath
December 18th, 2023 05:22 PM
Thank you for the kind words! We love working with the Ell Group.

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