Todd Pennington
VP Area Mortgage Branch Manager
Todd Pennington has over 30 years of mortgage experience across retail and wholesale channels, holding leadership roles from Loan Officer to National Sales Manager. He has built and led high-performing teams nationwide, with annual producti... Show More
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He made sure we were taken care of and he was very helpful with our rate
Reply from Todd Pennington
July 22nd, 2026 01:24 PM
Eve, I'm glad to know that I could assist you with your rate and ensure you were taken care of. Thank you for sharing your positive experience!
Great communication and easy process
Seeing My Son Jay getting a new house and watching it be built from day one
It's his 1st house
Thank you Todd Pennington
Keep doing what you do
Have a wonderful blessed day
Reply from Todd Pennington
July 15th, 2026 05:04 PM
Antoinette, I'm happy to know that I could be a part of your son Jay's journey to getting his first house. Thank you for your kind words, and I wish you and Jay a wonderful day!
Got the House , a dream i never thought was possible. Thank you
Reply from Todd Pennington
July 10th, 2026 03:24 PM
Jason, I'm grateful to hear that your dream of getting the house became a reality. Thank you for sharing this wonderful experience with me!
Todd helped me understand all of this.
Reply from Todd Pennington
July 8th, 2026 01:42 PM
Tori, I'm pleased to hear that I could help you understand everything. Thank you for your kind words!
process was made super easy for us
Reply from Todd Pennington
July 3rd, 2026 08:26 PM
Deborah, I'm glad to hear that the process was easy for you. I appreciate your kind words!
I'm good thanks
Reply from Todd Pennington
July 2nd, 2026 04:26 PM
Thomas, I’m pleased to hear that everything is good. Thank you for your feedback!
Communication and consistency
Couldn't have been easier
It was a very succinct process and rather easy to complete.
10 of 10
About
Todd Pennington has over 30 years of mortgage experience across retail and wholesale channels, holding leadership roles from Loan Officer to National Sales Manager. He has built and led high-performing teams nationwide, with annual production volumes reaching $100 million.
A consistent top producer, Todd has exceeded $40 million in personal loan production multiple times. He leverages deep expertise in sales and operations to guide clients through purchases, refinances, first-time homebuyer programs, and Non-QM loans with clear communication and a smooth closing process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
Non-QM
Investor Mortgages
Specialities
Non -QM Loans
First Time Home Buyer Loans
Refinances
Home Purchases
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 728818
Hobbies
- Serving the Community
- Coaching High School Girls' Basketball
Disclaimer
All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender