
Todd Iles
Loan Officer | NMLS # 235342

Hi! I am Todd Iles! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Todd stayed very close to us throughout the entire loan process, including helping with questions on purchasing a home that the typical mortgage agent doesn't get involved with. Without Todds help the whole process would not have gone as smoothly...
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Reply from Owner
June 28th, 2025 07:36 PM
Thank you for your wonderful review, Louis! We're thrilled to hear that Todd made such a positive impact on your loan process and went above and beyond to assist you with your home purchase. Your feedback highlights the personalized service...
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Everything was great, as always! Wouldn't use anyone else!
Reply from Todd Iles
April 24th, 2025 04:22 PM
I'm thrilled to hear that everything went great with your purchase process. It's always a pleasure assisting you, and I truly appreciate your loyalty and trust in my services.
Todd is great
Todd Iles has received a review with 5 star rating from Bruce M
Reply from Owner
March 18th, 2026 10:16 PM
Thanks Bruce, I appreciate your trust and business!
comunication and always helpful! Made the process very easy!
Todd and Claudia always have your interest in mind and are ready to help in any way necessary to get the loan processed as quickly as possible. Best of all, the paperwork is completed online, making it the most convenient and efficient loan...
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Todd was an absolute pleasure to work with! He was always available to answer any questions we had and helped us explore funding options that fit our unique situation. His responsiveness and extensive knowledge made the entire process seamless....
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Friendly staff
Todd was always available when we had questions and provided honest advice. We had a 30-day escrow and we did everything fast because he was also very helpful. Will happily continue to work with Todd in the future.
Reply from Todd Iles
August 22nd, 2024 04:17 PM
Thank you Fanny! It was great working with you and I appreciate your business!!
Very good customer service. Fast and easy to work with. Very knowledgeable
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About
Hi! I am Todd Iles! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Purchase / Refinance
Home Equity Line of Credit
FHA/VA, Conventional, USDA, CalHFA & GSFA Down Payment Assistance, Rehab Loans
Credit Guidance
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Positions
- Plaza Residential Mortgage - Production ManagerMar 1st, 1995 - Current
- Plaza Residential Mortgage - PresidentMar 1st, 1995 - Current
Year Started
1995
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 235342
- CA DBO-235342, AZ LO-0916466
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."