"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."
The communication and professionalism were fantastic.
Nuevo Area, CA
Posted on December 24th, 2023 09:13 PM
The service and attention Todd gives. Truly top notch!
Lake Havasu City, AZ
Posted on September 26th, 2023 07:24 AM
responsiveness and fast service
Moreno Valley, CA
Posted on August 16th, 2023 02:28 PM
I've known Todd for the last 20 yrs. and used him 3 different times when purchasing a home. So, If you want a smooth transition I would highly recommend me.
Palm Desert, CA
Posted on July 15th, 2023 08:25 PM
Very knowledgeable, credible and super supportive team. Todd and Claudia were so sweet and nice. We couldn’t have done this whole process without them. They kept it always stress free.
Rob and Lori Wilson
Loma Linda, CA
Posted on September 16th, 2022 03:51 PM
Todd, Claudia and their team are so easy to work with! They communicate well, share their expert advice and are great at educating you on the whole mortgage process. We just completed a second mortgage with Todd and would highly recommend them...
Posted on February 10th, 2022 05:06 PM
Always a pleasure to work with Todd and Claudia!
Posted on January 6th, 2022 04:48 PM
Went above and beyond in making the loan process as easy and smooth as possible.
Reply from Todd Iles
September 27th, 2023 03:14 AM
Thanks Cara, it was a pleasure working with you! Thanks for your quick response in the process and congratulations on your new home!!
Posted on September 9th, 2021 07:40 PM
Todd and his loan officer, Claudia, made refinancing our home so easy and comfortable Claudia was very quick to respond to my emails and to my calls. Any questions or concerns that I had were quickly addressed. Previously, I completed a refinance...