
Todd Iles
Loan Officer | NMLS # 235342

Hi! I am Todd Iles! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
From start to finish, Todd was extremely helpful for my refi. He answered any and all questions I had. I'll return for all of my mortgage needs.
We have purchased three homes and Todd has been transparent and made the process simply. We have referred family whom also got the same professional service. We highly recommend Todd.
Todd Iles has received a review with 5 star rating from Tim S
Very easy to work with, very professional, I will never use anyone else
Very easy to work with, very professional, I will never use anyone else
It was very nice to go here, no problems, very professional . I will never go anywhere else.
At Plaza Residential Mortgage any questions you have are answered on the spot. Plaza is a 1 stop shop. I wouldn't go anywhere else with my business.
Reply from Owner
March 18th, 2026 10:15 PM
Thanks Milo! I appreciate it!!
Our circumstances were a little unusual. My husband was living in a different state, our necessary documents were packed up & in a mover's storage facility, so it was a little difficult getting everything together. Todd and Claudia were very...
read more
Todd was very clear, open, and transparent about my loan. He also answered all of my questions, big or small. I’m very thankful that Todd helped me with my loan.
He is extremely knowledgeable and trustworthy.
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About
Hi! I am Todd Iles! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Purchase / Refinance
Home Equity Line of Credit
FHA/VA, Conventional, USDA, CalHFA & GSFA Down Payment Assistance, Rehab Loans
Credit Guidance
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Positions
- Plaza Residential Mortgage - Production ManagerMar 1st, 1995 - Current
- Plaza Residential Mortgage - PresidentMar 1st, 1995 - Current
Year Started
1995
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 235342
- CA DBO-235342, AZ LO-0916466
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."