Toby Gilchrist at CrossCountry Mortgage
Originating Branch Manager | NMLS #487285
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Kalispell, MT. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Very easy to talk to. Explains things thoroughly. Great contact!! Toby would get pretty much right back to me, very important in my book. I would highly recommend Toby. Thanks Tony for making this a very relaxing and joyful experience. Cecilia...
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Reply from Toby Gilchrist
June 28th, 2024 01:49 AM
I'm truly grateful for your thoughtful review, Cecilia. It was a pleasure working with you, and I'm delighted to hear that you found our conversations and my explanations helpful. Customer satisfaction is my top priority, so it's heartening...
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TOBY GETS THINGS DONE !
Reply from Toby Gilchrist at CrossCountry Mort...
June 24th, 2024 02:15 PM
Peter, I'm thrilled to hear that your experience with me at CrossCountry Mortgage was a positive one. Your feedback is greatly appreciated. It's always my goal to get things done efficiently and effectively for my customers. Thanks so much...
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Nice and smooth!!
Just the way we like it :)
Reply from Toby Gilchrist
June 17th, 2024 12:54 PM
It was great working with you. Thanks again for putting your trust in us.
Toby Gilchrist at CrossCountry Mortgage has received a review with 5 star rating from Cecilia R
Toby has been instrumental in processing our mortgage and refinancing loans for many years. He is so knowledgeable and responsive to our needs in all aspects of the process. Highly recommend!
Reply from Toby Gilchrist
June 10th, 2024 01:41 PM
I appreciate your kind words, Frank! It's always a great pleasure assisting you with your mortgage and refinancing needs. I'm glad my knowledge and responsiveness meet your expectations. I'm here for you anytime you need assistance in the future....
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Toby is always upfront honest and works very hard to get the best rates and situation.
Reply from Toby Gilchrist
June 9th, 2024 04:46 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Toby Gilchrist at CrossCountry Mortgage has received a review with 5 star rating from Moose D
Quick response to my questions and closed on time.
Reply from Toby Gilchrist
June 2nd, 2024 02:23 AM
I'm really pleased that you were satisfied with the service, Cheryl. It's always my goal to respond promptly to questions and ensure a timely closing. Thanks for taking the time to leave such a positive review, and for rating me 5 stars. If...
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Toby Gilchrist at CrossCountry Mortgage has received a review with 5 star rating from Pete M
There were just a lot of moving pieces and sometimes the communication flow was not smooth.
Reply from Toby Gilchrist
May 29th, 2024 04:22 PM
I appreciate your feedback, Shannon. It's vital for us to ensure a seamless communication process and I apologize if you experienced any hiccups during this time. Your review helps us understand where we can improve. We're continuously working...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Kalispell, MT. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #487285 | Branch NMLS #2340668
Specialities
conventional loans
fha loans
va loans
usda loans
jumbo loans
adjustable-rate mortgages (arms)
fixed-rate mortgages
reverse mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 487285