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Toby Gilchrist at CrossCountry Mortgage - Originating Branch Manager | NMLS #487285

Toby Gilchrist at CrossCountry Mortgage

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Originating Branch Manager | NMLS #487285

4.91
(26)
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Kalispell, MT. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
Contact Info
Location & Business Hours
Friday
closed
Saturday
closed
Sunday
closed
Overall Ratings
4.91
(26)
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Reviews from Web
  • 5.0
    Persona migrate verified
    A
    Amelia W
    Kalispell, MT
    Posted on March 7th, 2025 01:26 PM
    Toby made made the finacing process very easy especially since we were out of state. We would definitely commend him!
    Reply from Toby Gilchrist
    March 14th, 2025 01:30 PM
    Amelia, I'm thrilled to hear that you found the financing process easy, especially given the challenges of being out of state. It was a pleasure working with you, and I truly appreciate your kind words and commendation. If you have any future...
    read more
  • 4.3
    Persona migrate verified
    B
    Ben W
    Kalispell, MT
    Posted on March 2nd, 2025 06:29 PM
    Responsive team and worked to handle much of the documentation wihtout burdening us.
  • 4.3
    Persona migrate verified
    H
    Hope V
    Columbia Falls, MT
    Posted on January 19th, 2025 03:56 PM
    Toby was very diligent when walking us through the process of buying a house and was was very kind and thorough in explaining everything along the way.
    Reply from Toby Gilchrist
    January 26th, 2025 03:57 PM
    Thank you for your feedback, Hope! I'm thrilled to hear you found value in the guidance I provided during your home buying process. I always strive to keep my clients well-informed and comfortable throughout every step. While I'm pleased to...
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  • 5.0
    Persona migrate verified
    M
    Mark L
    Kalispell, MT
    Posted on January 9th, 2025 02:36 PM
    Toby always goes the extra mile to help! The best home buying experience ever!
    Reply from Toby Gilchrist
    January 16th, 2025 02:40 PM
    I'm so glad to hear that you had a positive home buying experience, Mark! It's always my goal to go the extra mile for my clients, and your feedback means a lot. I appreciate the 5-star rating and your kind words. If you have any future mortgage...
    read more
  • 5.0
    google
    M
    Mark L
    Posted on January 9th, 2025 12:00 AM
    Toby is the best person ever to help with the home purchase process’ Always goes above and beyond to help clients!
  • 5.0
    Persona migrate verified
    D
    Dennis R
    Columbia Falls, MT
    Posted on December 25th, 2024 12:41 AM
    Toby took this loan on last minute and made it happen really quick very pleased with our experience
    Reply from Toby Gilchrist
    January 1st, 2025 12:42 AM
    I am really pleased to hear that you had a positive experience with me, Dennis. Making your loan process quick and stress-free was my top priority. Your satisfaction is really important to CrossCountry Mortgage, LLC. I appreciate the five-star...
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  • 5.0
    Persona migrate verified
    D
    David G
    Kalispell, MT
    Posted on October 18th, 2024 12:03 PM
    Excellent guidance and support throughout the process. Very helpful, informative and provided good advice every step of the way. Glad we chose to work together with Toby.
    Reply from Toby Gilchrist
    October 25th, 2024 12:06 PM
    I'm thrilled to hear that you had such a positive experience, David! It was a pleasure to guide you through the process and offer any advice you needed. I'm equally glad that we had the opportunity to work together on this. Your feedback and...
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  • 5.0
    Persona migrate verified
    K
    Kristofer G
    Columbia Falls, MT
    Posted on August 20th, 2024 02:33 PM
    Toby’s the man!
    Reply from Toby Gilchrist
    August 27th, 2024 02:36 PM
    Thanks for the fantastic review, Kristofer! I'm glad to hear that you had a positive experience. It was a pleasure working with you. Don't hesitate to reach out if you need anything in the future. Take care!
  • 5.0
    Persona migrate verified
    T
    Tyler T
    Kalispell, MT
    Posted on June 30th, 2024 01:41 PM
    Very reliable and easy to work with. Creative.
    Reply from Toby Gilchrist
    July 7th, 2024 01:42 PM
    Hey Tyler, thanks for taking the time to leave such a great review! I'm thrilled to hear that you found our process at CrossCountry Mortgage, LLC to be reliable and easy. I always strive to provide creative solutions for my clients. I appreciate...
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  • 5.0
    Persona migrate verified
    C
    Carol C
    Kalispell, MT
    Posted on June 29th, 2024 10:16 PM
    Toby went beyond expectations to help my seller meet some contingency dates on her next purchase by finding an appraiser to complete a report in 2 days. Then he emailed my seller’s real estate agent in AZ to assure him that all was proceeding...
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    Reply from Toby Gilchrist
    July 6th, 2024 10:19 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • 10 of 26
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Kalispell, MT. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #487285 | Branch NMLS #2340668
    Specialities
    conventional loans
    fha loans
    va loans
    usda loans
    jumbo loans
    adjustable-rate mortgages (arms)
    fixed-rate mortgages
    reverse mortgages
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    79
    /850
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    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 487285