Toby Arceneaux
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Wonderful, knowledgeable service
Easy and convenient , pleanty of communication
Reply from Toby Arceneaux
July 13th, 2026 05:49 PM
James, I'm glad to hear that you found the process easy and convenient. I appreciate your feedback on the communication, and I'm here if you need anything else.
Working with my Toby was an outstanding experience from start to finish. He was knowledgeable, responsive, and made the process stress-free. He took the time to explain every step clearly and was always available to answer questions. I truly...
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Reply from Toby Arceneaux
July 9th, 2026 04:36 PM
Rachel, I appreciate your kind words and am pleased to hear that you felt supported throughout the process. It's great to know that my efforts to make everything clear and stress-free were helpful. Thank you for recommending me, and I'm here...
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Toby went above and beyond throughout the entire process. He made sure we were educated on everything that was going on every step of the way. Every question was answered, and everything was handled in a professional and timely manner. We are...
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Reply from Toby Arceneaux
June 11th, 2026 03:04 PM
Dakota, I'm happy to hear that you felt well-informed and supported throughout the entire process. It's important to me that all your questions were answered and everything was handled professionally. I'm grateful for your kind words and pleased...
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All my questions were answered. Toby and his team fiund ways to help out find solutions to any/all hurdles I was met with. The team was readily available with their support.
Reply from Toby Arceneaux
June 8th, 2026 06:47 PM
Aareena, I'm grateful to know that all your questions were answered and that my team and I could help find solutions for you. It's important to me that you felt supported throughout the process. If you need any more assistance, feel free to...
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Isaiah and Toby were great
Reply from Toby Arceneaux
April 6th, 2026 07:04 PM
I’m glad to hear that you had a positive experience working with Isaiah and me. Your feedback means a lot, and I’m here if you need anything in the future.
Toby and his team made the process so smooth and efficient, and the clients felt confident and informed as first-time home buyers! Thank you, Toby!! Will definitely highly recommend!
Reply from Toby Arceneaux
March 30th, 2026 07:31 PM
It's great to hear that you felt the process was smooth and efficient, Raina. I'm pleased that the clients felt confident and informed as they navigated their first home-buying experience. Your recommendation is much appreciated. If there's...
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Very fast, reliable the communication was excellent . I couldn't have asked for a better person to have done our loan and service ! Thank you
Reply from Toby Arceneaux
March 16th, 2026 08:15 PM
Derrick, I appreciate your positive feedback. It's gratifying to know that the communication met your expectations and that you felt supported throughout the loan process. If there's anything else I can assist you with in the future, please...
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I had an outstanding experience with Synergy One Lending! Toby Arceneaux was absolutely fantastic throughout the entire process. He was knowledgeable, responsive, and made everything feel smooth and stress-free from start to finish.Sarah Delaney...
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Reply from Toby Arceneaux
March 9th, 2026 08:19 PM
Thank you, Teresa, for such a thoughtful review. It was a pleasure to assist you through the lending process. I'm glad to hear that my efforts helped make everything smooth and stress-free for you. Sarah and I strive to ensure our clients feel...
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Toby has assisted me in the past with financing.
I knew I could count on his professional and personal service which allowed for a smooth process.
He did not disappoint.
I'll gladly refer anyone in need of mortgage financing to Toby.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS: 96596
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235